"I would like to use part of the transfer to plaster my house because maintaining mud house is very expensive. Secondly l would wish to build a kitchen so that I can have some where to prepare my meals. Finally l would like to build a pit latrine to improv" (Country: Kenya)

"I would like to use part of the transfer to open up a business to generate income to sustain my life. Secondly l would wish to build a bigger house because my house is very small. Finally l would like to buy a cow to incase of any emergency." (Country: Kenya)

"I would like to use part of the transfer to a kitchen to act as a store and a place for cooking food. Secondly l would wish to do paultry farming to generate income to sustain my family. Finally l would like to clear school fees balance for son who did fo" (Country: Kenya)

"I would like to use part of the transfer to build a pit latrine since we do not have any latrine . Secondly l would wish to use part of the money to pay school fees for my daughter who is in college and my daughter who is joining form one next year. Final" (Country: Kenya)

"I would like to use part of the transfer to build iron roofed house because we do not have a house. Finally l would wish to open up a business to generate income to support my family." (Country: Kenya)

"I plan to build a new house, buy furniture and buy cattle" (Country: Kenya)

"I plan to build a new house, household items that I lack, pay school and the remainder to invest in some small fish business." (Country: Kenya)

"We plan to plaster our house, the walls and floor, buy cereals in bulk like maize and beans, we also plan to start a small business." (Country: Kenya)

"I am planning to spend my transfer on building a house and we will also pay school fees for our children." (Country: Kenya)

"I am planning to spend my transfer on buying furniture, beddings, to expand the house by building a bigger one, to pay school fees for my children and also to pay dowry for my wife. I also planning to start a business of selling fish and domestic animals" (Country: Kenya)