"I am planning to buy materials that I will use to build a homestead. I will also use part of the transfers to start a small business." (Country: Kenya)

"l spent larger amount of the transfer to buy 3 sheep, l also bought household items and food for the family." (Country: Kenya)

"l spent larger amount of the transfer to replace my iron sheets they were leaking . l also bought food food the family and paid school fee." (Country: Kenya)

"l spent the transfer on buying a sheep l also paid school fee." (Country: Kenya)

"l bought windows , l also bought bedding and food for the family" (Country: Kenya)

"l spent larger amount of the transfer to buy a calf , l also plaster my house." (Country: Kenya)

"l spent 7000 on buying steel door ,l also bought food for the family." (Country: Kenya)

"l spent transfer on buying school uniform and bought a goat." (Country: Kenya)

"l spent the 2000 for Christmas , l also bought a goat and 5000 l paid a loan." (Country: Kenya)

"I plan to spend the transfer to construct my house. I also plan to spend the transfer to buy bulls and oxen plough that I will use during ploughing. I also plan to spend the transfer to start a business." (Country: Kenya)