"I would like to use part of the transfer to build a new house since my house is very small. secondly l would wish to pay school fees for my son who is joining form three next year. Lastly l would like to use the rest of the money to pay for farming expens" (Country: Kenya)

"I'm planning to spend my transfer on school fees because I have a son who completed form four this year and would like to join a technical institution. I would also like to buy household items like furnitures and beddings because these are the items I lac" (Country: Kenya)

"First,I would like to build a pit latrine since I don't have one,I have been using my neighbour's for quite sometime but now I feel I need to own one. Secondly,I would like to buy an oxen plough that I can use to plough my farm since I don't have suffici" (Country: Kenya)

"First,I would like to buy an oxen plough that will aid in ploughing my farm because it is faster and easier to use,unlike before when I used to use a hand hoe that was taking longer and also tedious. Secondly, I would like to spend part of my transfer on" (Country: Kenya)

"We are planning to expand our house by adding some more extra rooms,this is because our house is small such that when our church visitors come visiting,some of them do sit outside hence this is embarrassing. We are also planning to drill a borehole inord" (Country: Kenya)

"Planning to spend the transfer on buying cows Planning to spend the transfer on building an iron roofed house because our current house is leaking" (Country: Kenya)

"Planning to spend the transfer on building a new house because this one is small and we already have children too Planning to spend the transfer on buying cows that I can use during farming and milking for a source of income" (Country: Kenya)

"Planning to spend the transfer on building up a new house Planning to spend the transfer on buying funiture and beddings for my house" (Country: Kenya)

"I plan to use the transfer to build a bigger house to accommodate my family. I currently live in a much smaller house with little space. I also plan to use the transfer to build a toilet for my family. We currently do open defecation and this affect the" (Country: Kenya)

"I plan to buy a water tank of 20,000 litres for rainwater harvesting. This will be helpful to me during dry season since this area is water stressed. I also plan to use part of the transfer to boost my business so as to increase profit margin." (Country: Kenya)