"I would like to use part of the transfer to expand my house because I have my siblings which were left behind by my late parents. Secondly l would wish to buy fishing nets to enable me do fishing in a better way. l would also like to open up a business to generate income to support my family. Finally l would like to pay school fees for my siblings." (Country: Kenya)

"I would like to use part of the transfer to fence my compound to enhance security for my family. Secondly l would wish to a kitchen to act as sleeping room for my children and for preparing meals for family. Lastly I would like to buy a generator to help us during dry seasons in farming." (Country: Kenya)

"I would like to use part of the transfer to open up a business to generate income to support my family. Finally l would wish to buy a piece of land since we do not have enough land." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my son who is joining form one came next year. Lastly l would wish to open up a business to generate income to support my family." (Country: Kenya)

"I plan to use the transfer to construct a house since am staying in a rental house. I also plan to use part of the transfer to pay school fees. I also plan to start a small business." (Country: Kenya)

"I plan to use the transfer to buy oxen plough which will help me during planning. I also plan to spend the transfer on iron sheets, timber and nails to construct a bigger house to accommodate my family." (Country: Kenya)

"I plan to build a new house" (Country: Kenya)

"I am planning to build a new house because my roof is old and licks during rainy seasons and this exposes my children to diseases. I also plan to purchase household furniture I and a dairy cow. I will also start up fish business." (Country: Kenya)

"I am planning to increase stock in my shop business and build a new house because my roofing materials are old and so I am rained on during the rainy season." (Country: Kenya)

"I am planning to cement my house because my walls are made of mud that falls every rainy season, buy foodstuffs such as maize and build a latrine because I always feel uneasy using my neighbour's." (Country: Kenya)