"I spent KES 34,000 to purchase 2 local dairy cows. This is a reliable source of income for the family from the sale of milk. Similarly, it will assist me whoever they reproduce, I will be able to sell them to cater for any emergency. I also bought proper beddings since I was using sacks as beddings that were not comfortable to sleep on. In addition, I bought 2 pairs of clothes for every member of my family we were repeating the same clothes every day was the order of the day which was an unbearable situation. Furthermore, I bought a small solar lighting system for my daughter for KES 2000 previously she was using a paraffin lamp which was costly and risky. The remaining amount I invested in a small business selling flour in my house. I currently earn a profit of 150 per day which helps me to cater for other needs like food and water."

"I spent KES 24,000 to support my husband in pay part of the motorbike loan that he had bought on hire purchase sometime back. He is using it in the taxi business a job that has been sustaining our family. I also used KES 10,000 to start a small boutique business in the house currently I am earning a living that supplements my spouse's earnings. I also KES 13,500 to purchase proper beddings for my family previously we were using small and worn-out beddings which were not enough for my family. In addition, I spent KES 5,000 to clear part of the solar light system debt. I used the remaining amount to support my kid's educational needs."

"I spent KES 13,800 to purchase a solar light system for my house. This is because my children were struggling to do their homework at night. I was using a paraffin lamp which is costly since I had to purchase the paraffin every day. I also bought a bed and mattress for KES 10,500 for myself. This is because I was sharing a single bed with my 3 children and sometimes I had to sleep on the floor with my husband when he is around. This was the worst situation in my life since I could feel body pain all over my body after sleep. In addition, I used KES. 4500 to support my 3 children's education by paying a school fee of KES.1000 each and purchase a pair of school uniforms for each of the children. For the remaining amount, I bought 2 sacks of maize floor and one goat for rearing."

"All my life, I have never been privileged enough to use electricity as a source of light. In the month of June, 2021, I was lucky enough to get solar lighting installed in my house. I am happy that I no longer have to put up with kerosene lamps that had begun to take a toll on my health as I had started developing breathing problems from the fumes. I feel like my quality of life has improved and I am very grateful."

"My husband is a bus conductor(tout), He used part of the transfer to enrol in a driving school so as he can get a better working opportunity, I also bought a cow worth KES 20,000 and a solar light of KES 15,000."

"The biggest difference is that I had plans of buying a dairy cow for our dairy consumption but I could not afford it because of my little income, I have realised my dream and ambition thanks to the transfer, I can save money that I was using on fuel daily for lighting because of the solar lights, thanks for the support because it has improved my living standards."

"My life is different than it would have been if I had never received the transfer in that I am living a stress-free life. This is because I was able to complete the payment of the solar lighting system which I had acquired on hire purchase by paying $230 with my first transfer. Previously, I was being threatened by the lenders because I was about to default on the loan payment. Furthermore, I am planning to renovate my house after acquiring building stones."

"On receiving the first transfer, I was so excited to make a lot of changes in my household. As a widow, I have been struggling a lot to see things moving which even though it has been hard, I have never given up on trying. This transfer opened doors for me as I managed to purchase a large plastic water tank worth 15000KES that is currently collecting rainwater from the roof. This has drastically cut the cost of buying water as I had been paying 20KES for one to deliver a twenty-liter pot. With part of the remaining amount, I improved the roof of my house to facilitate clean water collection, bought enough foodstuff with the other 3000KES, installed a solar lighting system which I am paying in monthly installments currently, I also obtained a new piece of furniture which includes a bed and bedding and with the last bit, I managed to buy some chicken which I am rearing in a small chicken coop I constructed a year ago."

"My life is different than it would have been bacause I am getting ample food supply for my family since I was able to repair my posho mill and is working well. At the moment, l am able to meet the needs of my family without struggling through the income that I get from my mill. In addition, my wife doesn't need to seek casual labor like before in order to assist me in raising my family. I also purchased a solar and a TV which relives me from the daily stresses and my kids enjoy watching after school. Furthermore, they are able to do their home work well after school with the solar lights."

"After receiving our first transfer, I spent a bigger part on livestock. I obtained four Dorper sheep, and three goats which saw us part with 37000 KES, and also purchased layer chickens with the other 12000 KES. With the remaining amount, all my 7 children needed at least a pair of new outfits each, and we had to visit the nearest market where we could find some at a cheaper cost. We also added the foodstuff and installed a solar lighting system with the small remaining amount at a hire purchase. It has been a busy period in our household ensuring that we account for every coin we received. We appreciate that we made to bring in livestock which immediately cut the cost of milk which we used to buy and also the eggs collected from the already mature chickens have been sorting most of the household bills and we are looking forward to starting a savings plan as we are soon paying school fees for my children."