"In the coming year and beyond, my primary goal is to initiate an investment in livestock farming. Given the high prices of goats, I've decided to begin with chicken rearing as a more feasible option. Once I've established a sufficient number of chickens, I plan to sell them and reinvest the profits in acquiring a female goat. Therefore, I intend to allocate a portion of my transfer towards launching this project, recognizing it as a reliable investment for covering my children's school fees and addressing any unforeseen emergencies. Investing in livestock farming will provide a reliable source of income for me, enabling me to cover my children's school fees and handle any unexpected emergencies that may arise. By diversifying my sources of income through this venture, I aim to create a stable financial foundation for my family's future." (Occupation: Small business)

"I am currently in the process of building a rental house on my piece of land, and the monthly transfers have played a significant role in its construction. Previously, I couldn't afford to buy the necessary building materials, but with the help of the transfers, I'm grateful that I started the construction. I've been buying the materials gradually, as soon as I have saved enough, and my goal is to see this house come to completion. I'm assured of earning some rental income once it's complete, which will supplement my income. So far, I've been surviving on fetching and selling firewood, which doesn't pay much. I believe that earning some rental income will not only transform my household's living standards but also help me pay school fees for my children." (Occupation: Small business)

"In the upcoming months, my aim is to invest in livestock, particularly goats. I am optimistic that they will breed and provide a sustainable source of income for me in the future, even after the financial aid ends. I am pleased with the positive changes in my life that have been facilitated by the transfers. I no longer face the significant challenges I did before, and I am grateful for the progress I've achieved." (Occupation: Small business)

"My aim in the upcoming months is to fund my son's college education. His one-year course will equip him with valuable skills that can lead to lucrative job opportunities, enabling him to support our family financially. I am grateful for the financial assistance I have received thus far, as it has significantly contributed to improving the quality of life for me and my family." (Occupation: Small business)

"I am a widow of two children and I do casual jobs for survival. I make little money which caters for food . I have had the desire to have fresh tap water at home but due to lack of money I have not done it. I will use $1500 to install fresh tap water at my home for home use and for business as well. I will also use $11000 to buy solar panels for home use. I currently stay in dark rooms during night hours and it is a risk especially at times when there is a lot of grass around."

"This year, and in the years to come, my wish is to continue farming and to open a business, as these are the most viable economic activities in my area. Doing so will help my family and me meet our daily needs more comfortably, especially for food and school fees. I plan to sell the surplus produce from the farm I planted with the last transfer from GiveDirectly. The income generated from this will not only ensure the continuation of my farming activities but also help me open a business. Fulfilling these goals will bring a lot of joy and gratitude to GiveDirectly, where all this started."

"In the coming year and beyond, my primary goal is to establish a sustainable income-generating activity for myself and my family. Charcoal burning, my current source of income, is unreliable and physically demanding. After conducting thorough research and considering my options, I've decided to pursue opening a shop business. This venture will involve selling a variety of goods, including foodstuff and essential products like personal effects. By transitioning to this business, I hope to not only improve our financial stability but also reduce the physical strain on myself."

"Currently, the goal that I have is to build a house for my children. This is because my three eldest children are all grown ups and are men. Due to this, we cannot sleep with them in the same room as the eldest is in form two. Because of this, they have been sleeping in a room together with their cousins at their grandmothers house. Building them a house will always give them enough time to study in the evening and they will always sleep well as they will have enough space. Since I cannot afford to buy all the necessary building materials on my own, I am planning to use the money that I will receive from our merry go round group." (Occupation: Small business)

"My husband and I face significant challenges in raising enough money to meet our children's basic needs. Securing jobs is difficult, and the pay is often insufficient. Recognizing this, I am committed to using my transfers wisely to increase our income and provide for our children's needs effectively. My goal for the coming year and beyond is to prioritize my children's education and make the most of these transfers before they come to an end. To achieve this, I plan to save a portion of my transfer to purchase a cow. This investment will enable me to raise additional calves over time, providing a steady source of income through milk production. I can sell the milk to cover my children's school fees and buy essential items for my family. Ultimately, I aim to use the profits from this cow business to fund my children's college education, ensuring they have a bright future and the opportunity to achieve their dreams through quality education. I am determined to invest in their education as it is crucial for their success and future prosperity."

"After my small business collapsed, I was left with no choice but to become a small-scale farmer to make ends meet.  As a subsistence farmer, I rely on farming to ensure food security for myself and my unemployed son. With the quarterly transfers from GiveDirectly, I decided to invest $60 in a savings group, hoping to buy a mattress and add goats once the savings mature. Currently, I only have a bed without a mattress, forcing me to sleep on sacks, which has been causing me back pain therefore, getting a mattress will not only alleviate my back pain but also allow me to spend quality time with my grandchildren when they visit. I also used $40 to buy food and household items since the transfers are my only source of income."