I have a new goal of paying school fees for my children. I have three children in primary school and one is joining secondary school this month. I would not want to see my children being sent home for fees arrears again as before.

I built a new house two years ago after a long struggle since I did not have a good source of income. I only depended on my small income from grocery business which was not giving much. I would struggle to meet my family needs with this kind of income. I started saving part of my income from the business and farming in our table banking group and used my savings to buy building materials for putting up the house. After that, I did not have good household items because I was not able to buy on my own. I only had two wooden chairs in the house. I would have to borrow seats from my neighbour whenever I had visitors. When I started receiving these transfers, I started saving and I used the savings to buy household items such as sofa set, cupboard, utensils and a table. Right now if I walk into my house, I feel so much at peace because it is not as empty as it used to be before the transfers. I do not have to borrow seats anymore.

In the next six months, I would want to have finished paying this year's school fees arrears for my children. Both in primary and secondary school. I expect my children to pass their examinations so that they can get good and well-paying jobs after graduating and make their lives better. And they can only achieve this when they have ample time studying in school. The only way to ensure they have all they need to pass their examinations is through paying their fees arrears in time so that they cannot be sent home regularly. This is why I have decided to commit to my part as a parent of paying their fees and encourage them to perform well in their studies.

My life is different from how it would have been four months ago in that I have plastered the house. I built a new house last year and had desired to plaster it. Due to many life and family demands, I have never managed to save to plaster my house. With GD transfers, I have been saving part of my monthly transfers which I have now used in buying building materials such as cement and sand. I have used the materials to plaster my house.

My new goal in the next four months is to pay school fees for my son who is in his last year of primary school. It is my heart desire to have everything ready for the next stage of his education. I would not want him to stay at home because I lack money to pay school fees after he has passed his examinations.

I have always had to plow myself because I did not have the resources to hire for labor for plowing my farm. I would have to struggle for long to prepare my farm for the next planting season but I would be late for the rains. This has been my main source of income and I had to take my time in making it ready. In most cases, I would not be ready in time because I did not have the workforce to make ready in time. Since I started receiving these transfers, I have always hired for labor and bought hybrid seeds and fertilizers which has brought a lot of change in farming life through the harvest with very little input.

I expect my life to change in the next six months in that I will have money to pay school fees for my son who will be joining secondary school next year. I want to save part of my monthly transfers so that I may have the money to pay school fees for my son when he joins secondary school next year.

In the last four months, Life has been different in terms of farming. In the last seasons, I have been planting without fertilizer and using local seeds. Ever since I started receiving these transfers, I was able to buy hybrid seeds and fertilizer which I have used in my farm. I know I will get an improved harvest from the previous ones.

My new goal in the next four months is to pay full school fees for my son who is in his last year of primary school. I would not want to see him being sent home for school fees arrears. I would want him to be in school studying so as to get the best grades.

The biggest difference in my daily life since I started receiving these transfers is that I now have a cow in my compound. This has been my dream for three years but I could achieve it due to my low income from farming and small business. The income has always sustained feeding the family and other basic needs such as medication and school fees for my children. I knew one day I will have a cow because I was determined. When I started receiving these transfers, I knew God had answered my prayers. I used the transfers to buy the cow so as to fulfill my dream.

In the next six months, I want to continue paying school fees for my son. I would want to be a real mother by giving him the very best I can. I would not be happy to see him at home while fellow students are studying in school. I just want to do my part successfully.

I have been able to buy a new sofa-set that I never had in the past but right now I am proud to own it. We had to combine effort with my husband who was also embarrassed of staying in a house that has no any chair where we could welcome our visitors. In most cases we used to have old water jerrycans and some old stools that we used as seats but right now we no longer are embarrassed to welcome visitors at our place. We had always wanted to buy the sofa-set but then again due to financial constraints, we have never been able to purchase the item.

My primary goal right now is to construct a new kitchen structure because the one I have right now is in a dilapidated state and its walls may collapse anytime especially with the on-coming rains. I will make sure that I cement both the interior and exterior walls so that it becomes a durable structure that I can use for several years to come even when the organization will no longer be sending me more cash.

I have been able to buy a lot of items that I lacked in the past and a good example would be the cow and the goat that I bought using the cash transfers. The main reason why I bought the animals is because they give me some sort of financial security because I know that once they start giving birth, I can be able to sell them out in the future and earn some profit especially during periods when I will be financially broke. My goat gave birth to twins recently and my cow will also be giving birth in the foreseeable future, so for me I can say that this kind of a transformation is a big difference in my life.

I expect to make a lot of savings within the net months so that my kid who is in his final year in primary school will easily transition to his secondary education come next year. I have to start making the savings as early as now because for me I do not have a source of income that I can say that I will be able to rely on in the future in case GD stops the monthly cash transfers. Within a period of six months from today, I am sure I will have saved enough money that will see him off as he starts his secondary school education.

Currently I can buy household stuff without struggle as I receive transfers from GD monthly.I can also pay school fees for my children who are now registered in a private school.

I have been able to buy a goat for rearing which I am planning to sell later.I also bought seats to beautify my house.

The huge difference in my life right now is that I can harvest huge amount of farm produce due to the transfers as I was able to buy hybrid seeds and fertilizer which help boost my farm produce.

I am expecting to save enough money from the monthly transfers and buy building materials to help plaster my house as I had planned previously.

My new goals includes saving the cash the cash transfers in order to be able to pay school fees for my girl who is currently in class seven.

My life is currently different from my previous life because I initially used to engage in casual labor in order to get some little cash, something that I do not do anymore.

My life will change in the next six months because I expect to buy new furniture, building a new kitchen and then finally buy another goat.

The biggest difference in my daily life I have seen in my life is that I have been able to purchase a goat. In addition to that, I have been able to hire someone who ploughed my farm using an oxen.