I am from a humble family with no defined source of income. Our daily lives depended on the availability of casual jobs to help us raise little money for daily household basic needs. I used to go without food some days when casual jobs failed to show up. Access to personal basic needs was a big challenge too thus I had lived a stressful life. My life is currently different from how it was four months ago in that even though I still do casual jobs, I am happy this is no longer my primary source of income. With the help of GiveDirectly monthly transfers, access to both personal and household basic needs is easier. I no longer go without meals and more so I have been able to improve my tea-leaves buying business thus I am hopeful of good life in the near future. Thank you GiveDirectly.

The new goal that I have for my life in the next four months is to buy a heifer. I have some savings that I am planning to add to the tea bonus I am expecting to buy a heifer. I prefer a heifer since with time I will have milk from for both household consumption and sale. This will reduce our daily expense in our family and increase my savings as well as the calves coming that I will sell in the future for other investments.

I was not lucky to take my studies beyond primary level due to the scarce resource we have in our family. Both my parents are casual laborers and making ends meet in our family is always a challenge. Since I dropped out of school in class seven, I have been engaged in casual jobs for my basic needs and little to support my family. I had started a tea-leaf buying a business where I used to invest the little I could remain with from my casual jobs as a saving plan with an aim of better returns at bonus pays but it didn't do well since my capital was small and unreliable. The biggest difference in my daily life in the last four months is the improvement and consistent investment in my business that the monthly transfer has given me. I have been able to invest on a monthly basis unlike before thus I have had more monthly returns and I expected better when tea bonuses will be released. This is my hope for a better future.

I have invested some money in tea leaves that I will earn a bonus within the next four months from. In the next six months, I expect to have bought a heifer and will have a higher amount of money to further invest in tea leaves. I see myself to be doing better than now in terms of the tea-leaves business and reduction of daily casual jobs that I will be involved in this will always be my hope of a better future.

My life is currently different from how it was four months ago in that I get paid by the factory where I supply tea leaves. Due to this, I am able to meet the basic needs so fast unlike before where I could do casual jobs and the payment was small.

My new goal in life for the next four months is to save money in a merry go round group to buy a dairy cow. This will reduce the cost of buying milk which is very expensive. I will be selling some milk to my neighbors so that I can get money to use in meeting other household necessities.

The biggest difference in my daily life in the last four months preceding the current transfer is that I have started a business of buying tea leaves from the farmers and selling at the factory at a higher price to earn an income. Before I could do hard casual jobs and the income was small and I could strain so much to meet basic household needs. Nowadays I get paid by the factory every month and this has enabled me to expand my business. I know I will not remain the same as time goes by as I will strive to expand it and this will enable me to pay school fees and even meet the basic needs.

I expect my life to change in the next six months in that I want to save money from my business to buy a dairy cow. When the cow reproduces, I will have milk for my family consumption and sell the rest to raise an income to meet my family needs. I will also be able to sell the calf in case I have a family emergency which I cannot solve on my own.

My life is currently has changed for good because these transfers have enabled me to invest in merry go round contribution.

I am planning to buy more tea leaves and maize farming

The biggest difference in my daily life is that these transfers have enabled us to access adequate food and improved hygiene.

I am expecting to have bought a heifer to act as an investment for future use.

I want to buy and have a dairy cow of my own, This is because right now there is scarcity of milk and it is rare to have enough for everyone. This is a goal i initially didn't have.

At a time like this we wont have planted anything in our farms due to lack of funds, but thanks to Givedirect for the transfer because they enabled us buy fertilizer and seeds and we have planted on time.

Within six months, i want to be able to be feed our family well and live a more better life than i am living now. i want a upgrade of the life and things that we do now, i will have a cow that will provide us with milk.

The biggest difference I see right now in my life is that we are able to eat well with my family members and we were lucky to have to plant maize on time which in the long run will enable us have enough food for all of us. It is a notable.