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We check in with people at each stage of the cash transfer process to see how things are going. Take a look at some of their stories as they appear here in real-time. Learn more about how recipients opt in to share their stories.
Stages:
 
Enrollment
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Transfers
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Completed
Newsfeed > Margaret's Profile
Margaret's family
Margaret
landscapeCountry:
kenya
workOccupation:
Small business
faceAge:
25
workCampaign
Kenya Large Transfer
There will be no further updates from this completed recipient.
2nd Payment
Transfer Amount
55000 KES ($451 USD)
access_time over 1 year ago
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How is your life different than it would have been if you never received the transfer?
My future goal is to boost the cafe business that I started with the transfers from GiveDirectly. The intention is to make it more stable to earn me more income that would comfortably cater to the needs of the family like food as well as educating the children.
In your opinion, what does GiveDirectly do well, and what does it not do well?
In my opinion, Givedirectly did well in sending cash transfers to less fortunate households in the community. The meetings that they conducted before enrollment was very crucial to inform us about the program. It formed the basis for the acceptance since all our questions and concerns were addressed. I do not see anything that it should improve in its processes.
What did you spend your most recent transfer(s) on?
I spent $245 of the transfer to boost my crop and livestock farming by purchasing one ox and 3 goats. I intend to use the oxen to assist me in preparing the farm in time. This will ensure that I can plant crops on the onset of rains resulting in high food production for the family's consumption. The goats are a future investment for the kid's education that I will be able to sell them to pay for their tuition fees. In addition, I used $120 to purchase sufficient food for the family of 5. This is because the charcoal vending job that I was doing could not provide for the family. No the other hand, it was laborious affecting me health-wise always complaining about chest pains. Furthermore, I used $50 to start a small cafe, an alternative source of income for myself which is helping me in feeding the family something I am grateful for.
 
Initial Payment
Transfer Amount
55000 KES ($473 USD)
access_time 2 years ago
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Describe the moment when you received your money. How did you feel?
I operate a local restaurant and that day, I was cleaning utensils around 9:am when I heard a message notification from my phone. After I was done with whatever I was doing, I opened the messager and I was so happy to see that I had received the transfers. I called my husband and informed him about it and from my side, I could tell how we were both excited about it.
Describe the biggest difference in your daily life since you started receiving payments from GiveDirectly.
I wouldn't have managed to enroll my three children in school if it was not for the transfers. This was an uphill task for us because of our economic capability and we are grateful that we have been able to achieve this great milestone courtesy of the transfers. My family is also a proud owner two cows and we finally have a sense of belonging to a community which greatly believes in owning livestock.
What did you spend your most recent transfer(s) on?
When our first born was diagnosed with eye sight problem, we couldn't afford to take him for check up because my husband who is the breadwinner had just lost his job as waiter and therefore our son dropped out of school. By God's grace, we were able to take him to local hospitals last year where he was treated and recovered. Unfortunately, we were not able to enroll him back to school because the low wages my husband was earning from manial jobs averaging to KES 500 per week was only enough for basic needs. Similarly, we were able enroll the other two children who had reached school going age. We couldn't have had a better opportunity that this to enroll them to school. I spend KES 12000 to pay enrollment fees and to get them ready for school, KES 31000 to buy two cows and the balance is what I have been spending to buy water which has become scarce and food.
 
Enrolled
access_time 2 years ago
 
What does receiving this money mean to you?
Receiving this money means a reliable source of income to me. Currently, I depend on small businesses like selling fast foods. This earns me as little KES 100-200 per day which is very little to sustain all our family's needs. I plan to use KES 20000 to expand my business ( selling fast food). This I am assured of getting a profit of KES 1000 per day which will enough to cater for my family's needs. I also need to buy 6 goats that will act as a long-term investment project for my household since I do not have any.
What is the happiest part of your day?
In the month of February, I was able to sell 7sacks of charcoal for KES 14000. This brought happiness to my life since it was my first time earning such a huge income . I used the money to start my small businesses like selling fast food.
What is the biggest hardship you've faced in your life?
The challenge that I am currently facing is financial instability. Feeding my 3 children is not easy for me given that I depend on small businesses like selling fast food to get money. This business earns me as little as KES 100-200 per day. This amount is not enough to cater to all our needs. My spouse is doing seasonal causal jobs in town, we can not rely on him since he can even stop for like 2 months without working.