My life is currently different from how it was four months ago in that I no longer buy things from the shop on credit. This is because I have been able to diversify my sources of income. Also, I no longer buy milk as I used before. I was rearing a traditional cow whose milk production was low previously but I have now acquired a crossbreed cow whose milk production is a bit high.

My additional goal for the next four months is to plant onions on a large scale after harvesting beans. By doing so, I will harvest them in January when the demand is high. I will use the income from this to pay for my children's school fees. In addition to this, I am planning to start a business of buying and selling milk at my locality. I will use the profits from this business to meet my family needs.

The biggest difference in my daily life is that I have been able to plant livestock feeds on my farm. Due to this, there is a continuous supply of feeds to my livestock throughout the year. This will ensure a constant supply of milk to my family even during the dry seasons.

I foresee a change in my life in the next six months. I will have cleared my children's school fees using the income I will get from the sale of onions. This will enable them to study well without any interruptions thus their performance will improve.

Currently, I have managed to permanently solve one of the biggest challenges I have been facing with my cattle; which is a shortage of livestock feeds. With the transfer which I recently received from Give Directly, I was able to plant some Boma Rhodes grass. I am planning to make hay once I harvest the grass. This I will come in handy especially when the dry season sets in.

My additional goal is to lease a piece of land so that I can carry out my farming activities. I have the intention of planting a species of beans that have been on high demand for quite some time now. I already have the required inputs. I am only saving money that would be enough to lease land and cater to all the processes entailed in the planting of this type of beans.

The greatest difference in the past four months ever since I started receiving transfers from Give Directly is that I can now plan and achieve my goals. Since the money comes every month it is easy to plan and budget with it. I recently upgraded my dairy farm. I bought a few tools and feeds for my dairy cattle. I know their milk production will improve. This means my life will also improve with time. Previously, I couldn't plan and be sure of whether I would or would not achieve the plans due to unreliable sources of income.

In the next six months, I would like to start a business. Milk is what is available within my locality, I believe this would be a nice venture if I will start buying it from farmers and selling it at a nearby town with a fair price. The profit which I will earn from it will enable me to meet my family needs.

Right now as we speak, I have already paid in full my child's fees and I already have seeds and fertilizers ready for planting. Before, I used to struggle trying to apportion some amount for every activity and sometimes a planting season may pass before I plant for lack of money. My planning is much better now.

I have always wanted to have a good grade dairy cow to rear, Right now I have planted enough feeds and I am planning to get one soon.Once I have the cow, I know I will have enougn milk production for us to use and sell some to my neighbours.

Being a farmer, there are so much that I have to plan depending on barious seasons and the hope of reaping much from what I plant. So since I started receiving these transfers, am more confident while planning on what and how to run my farm since I alwasy know that I have some token every end of the month. This has enabled me do more with the farm and hence reaping more.

My expectation for the next six months or so is to have more than one source of income(Dairy cow). Once ethis is possible, my family will now be able to live a happy and a much worthy life and I will be close to achieving a dream of being a real farmer!

The biggest difference in my daily life is that the monies I usually use on daily needs have been diverted to other projects since we share costs with mt spouse.

I expect that in the nest six months, I want to be financially stable, and have running and stable business.

My life is currently different from how it used to be since whenever I put in place any plan, it always comes to pass with the help of the transfers unlike before when I would just plan and lack fund to make my plan alive.

I am planning to start a milk business from my village where I would buy milk from farmers and take the supply to town for sale.