My next goal is to save my next transfer with an intention to use it to pay for my child's expenses next year when he will be joining form one. Mostly when the child is joining high school the parents end up using a lot of money. At times the costs are overwhelming but being sure that I will be receiving my transfers for the next four months will help me to save and prepare my self so that by the time he will be joining high school, I will have accumulated enough money to cater for most of the expenses. I will be able to do this with less struggle and without taking loans also.

Since I manage to clear school fees on time my child was not sent home for school fees this term. This means he had a humble time to prepare for his exams. I believe that he will perform well and join form one next year. Since paying school fees has been the biggest task for me, I feel relieved. The peace of mind that I got, as a result, has allowed me to focus and think of how I would start diversifying my sources of income.

In the next six months, I believe that I will have saved enough money through all my income-generating activities. I intend to save a lot so that I don't get stuck when it comes to paying school fees for my children. I don't have a stable job therefore saving will help me a lot in supporting my children through their education.

I am a teacher who was employed under the Parents Teachers Association and my salary is low. Due to this, I would not always be able to provide for my family needs and pay my children's school fees on time. Due to this, my children were sent home most often due to huge arrears they were owing to the school. However, this trend has changed for the last four months and I am now glad since they now have enough time for their studies.

The additional goals for my life for the next four months and onwards is to increase the number of kilograms of tea leaves I buy from farmers and sell to the factory. This will increase the money I will be paid from the factory at the end of every month.

The biggest difference in my daily life in the last four months preceding the current transfer is that there has been a constant supply of food to feed my family. Before, my family would at times take two meals a day instead of three since I would not afford to buy enough food due to the hard economy we are currently facing.

I expect my life to change in the next six months in that my income from the factory will have increased. This will enable me to open a retail shop in our village. I will be using the income I will be getting from this business to provide for my family on time and in financing my children's education.

My life is currently different from how it was four months ago because we have adequate food for consumption by my family. Moreover, I enjoy more income from my business of buying and selling tea. Still, I have paid school fees for my two children who are at primary school, and even settled all the arrears that had accumulated. Hence, I feel more proud and happy as a responsible father.

The additional goal for my life for the next four months is to lease about 2 acres of land to be used in planting potatoes and cabbages. This is because the farm that I have is relatively small and inadequate for the farming practices that I am yearning to do. Besides, I am striving to plant tea on my 0.3 acres of land. I believe that having tea is an invaluable asset because it serves as a regular source of income.

The biggest difference in my daily life in the last four months preceding the current transfer is that I have cleared all the fee balances for my two children who are at a nearby private primary school. Accordingly, I am more confident that they (my children) enjoy ample time for studying. This makes me happy as a parent because I used to feel embarrassed when my children were sent home to fetch arrears.

In the next six months, I expect my life to be much better. This is because I will be enjoying higher income from the sale of the farm products (potatoes and cabbages) that I will have planted and harvested from the leased farm. Besides, I will have completed planting tea in my farm. Thus, I will be more confident with regards to supporting my children as they pursue their studies. I will be having reliable sources of sufficient funds to be used in paying school fees and financing other necessary projects.

My life is currently different from how it was four months ago in that I have currently improved my savings through tea leave buying business. Currently monthly transfer has given me support in acquiring basic needs to my family hence making my life easier than before

The new goal that I have in my life in the next four months is to buy another cow and to improve my tea leaves buying business.

The biggest difference in my daily life in the last four months is the easy time of getting better and enough basic needs to my family. Monthly transfer has given me easy and humble time to give my family a daily bread. I happy with Give Directly

In the next six months I expect to have increased family income, do more farming since I will be supported in other basic needs provision to my family.