These transfers have made it possible for me to clear my children's school fees for the year which gives me a lot of relief. Four months ago, my children still had a lot of arrears in their respective schools and I was constantly worried about how I would raise the whole amount required to clear the fees on time. Pooling together the transfers we earn as a family made it possible to raise a good amount that when I combined to my savings was enough to clear all the balances. I am quite pleased and less stressed now because I have a chance to start saving for one of my children who will be joining high school next year.

I have a child in her final year of primary school and will soon join high school. I will require a good sum of money to buy the required items for her enrollment and admission to the new school that she will join, so I need to prepare in advance. I have decided that I will be saving the rest of my transfers, now that I have cleared all the fee arrears for the other children to make it easier for me because I will only need to raise a little more to pay for what she will require. Another reason I have decided to save is that I am well aware that the transfers are soon coming to an end and I will no longer have this beneficial support that has been of great assistance to me over the last one and a half years, so planning and saving will be of great help.

Ever since I started receiving these transfers, I have always used them to pay school fees for my children in college and high school. This has hindered me from investing in any other visible project for anyone else to see, but personally, I have witnessed a huge financial relief because I get assistance in paying the school fees. This has reduced my struggles and stress t raise the money on time from my regular sources of income.

I would really like to plaster my house which is currently in a semi-permanent condition, but because of the responsibilities I have on paying school fees for my children in high school and college, I have to put this on hold first. This means that in the next six months, I do not expect any physical changes in my life, but a lot of emotional peace having enough money to pay school fees for my children through the savings that I am planning to start making from the transfers.

Currently, I do not have to rely so much on my business profits to provide for my family. With the transfers, I can do monthly food shopping to last us through the month and then commit my other savings to other projects. I also ventured into livestock rearing to help in raising income for my family when we have any financial constraints. My children are also in school studying without the fear of being sent home from school to clear any outstanding fee balances. I am forever grateful to GiveDirectly!

My new goal is to buy more building materials like cement and sand that I plan to use in plastering my house.

The biggest difference is that it helps me pay school fees for my children who now get to stay in school and study. I used to work so hard to raise their school fees for the children but now I pay the fees using the transfers on time.

I expect to save and buy the building materials that I shall have used to plaster my mud house. I look forward to living in a very beautiful plastered house by then. I also expect to save more and pay school fees for my children so that they can have a quality education.

The other difference is that I have been able to pay school fees for my children in time. I used to struggle to keep up with paying fees for my children with my little income from supply business. Due to many family demands, I could not pay fees in time and my children were being sent home for the same regularly. Since I started receiving these transfers, I have been able to use part of the transfers to pay school fees for my children. I am glad the major part of their arrears is settled and they are rarely sent home for school fees.

In the next four months, I wish to buy cement and sand which I will use in plastering my house. This is because of the rains which weaken my walls and the mud falling off. I would want to handle the issue once and for all by plastering my house.

The biggest difference in my daily life since I started receiving these transfers is that I no longer go borrow money from our table banking group to pay school fees for my children. I used to struggle to pay back a higher amount of money when settling the loan from the group. This is because in most cases when my children were sent home for school fees, I would not be having money to pay at that time. This is the reason why I always choose to borrow from our table banking group at an interest. Since I started receiving the transfers, my group officials have been asking me why I no longer go for loans. I thank GD for this.

In the next six months, I want to ensure I pay school fees for my children. I would not want my children to be sent home every now and again. This has affected their performance negatively and I want them to have the best and take maximum time and study in school.

Right now I have been able to sort my financial needs promptly. For instance, at this moment I need some money to supply fruits to the nearby market but I do not have the financial muscles to do so., but if I had the ability then I would have definitely supplied the fruits.

I have a plan of looking for a driving licence so that I can be able to be given the permission to be a recognized driver on the Kenyan driver.

The biggest difference for me is that I have been able to sort my financial needs. I normally boost my business with this amount of money so that I keep on going without getting into the fear of getting broke and letting the business collapse.

I expect that my life will change because I will have been able to get a driving license so that I can use a car to supply more fruits to different institutions which means that my income will also be rising day by day.

Currently, I do not have a new goal.

I am almost done with buying iron sheets because of Give Directly and I was able to pay school fees in time for my children who were not sent home for the same for the first time.

I would want to build a new house and plaster it so that it may look strong and presentable.

The biggest difference I have is that I am almost done with buying iron sheets which I want to use in building a new house. I was struggling to buy even one piece but since I started receiving this transfer, I don't struggle anymore.