I plan to use my transfers on savings. My goal is to save so that in the future, after the transfers, I may not go back to begging and having so many debts as I had before the transfers. I would want to be independent.

I did not have any kind of livestock in my life before the transfers. I used to admire what my neighbours had because I knew I could not get my own. At my age and with the kind of income I had from casual work, I had given up. When I started receiving my transfers, my dream was revived and I am glad I was able to save part of my monthly transfers which I used in buying a cow. Right now, the cow had reproduced and I have three.

In the next six months, I still plan to buy a cow. This is the best investment which I can have comfortably because taking care of it does not require so much to keep. When it reproduces, I will have a number which will also be my sources of income as well as savings for the transfers.

My new goal is to buy a cow for rearing. In order to achieve this goal, I want to continue saving my monthly transfers in our merry go round group. I believe I will reach my goal with the help of this group. I am already enjoying the benefits of the cow I am having right now and I can't imagine the double profits I will get once I buy another one.

The biggest difference in my daily life is that I am now a proud owner of two sheep. I am planning to keep them and later start doing business once they have multiplied and increased in number. I managed to buy them because I joined a savings group. This helped to be disciplined and stick to my saving plan. The transfers have also helped me maintain a good credit score with my local shopkeeper. Nowadays I can always take stuff on credit with less difficulty shopkeeper. I usually make sure I keep my word and pay once I receive the transfers. This means I can always access the basic needs and items whenever I want. Thanks to GiveDirectly for coming to this village and choosing me as one of their beneficiaries.

My expectation in the near future is to build a bigger house for my family. We currently stay in quite a small house which was built when our family was still small. My parents used the little resources they could afford to build the tiny house we lived in. Right now, there is a need to build a bigger one that will accommodate us all. I have had this dream for a while but since money is scarce and with the pressing needs, I have had to postpone it. I am glad I finally had the chance to fulfill my dream.

My life is currently different from how it was four months ago because I have been able to buy three sheep to rear. The reason why I strive to own sheep is that they multiply very quickly and feeding them is not a challenge here. This is because there is plenty of grass that can easily be accessed. This is a good investment that will help me generate more income. I intend to increase my flock so that I secure my financial ability to provide for the household. Most especially, in cases of medical emergencies or any sudden need for cash, the sheep can be sold to meet the need.

My new goal is to lease a piece of land and plant a crop in the short rains season. I will be growing onions which is a marketable resource in my area. It only takes about three months to maturity which makes it one of the best options I have as investment besides my restaurant business.

The biggest difference in my daily life in the last four months is being able to save in my merry go round group. This is because saving about 1500 KES per month is a huge leap in my financial abilities. Initially, my savings was at most 500 KES but now I am able to save a substantial amount which is enough capital to engage in dairy farming. The savings will be handed to me in the next few days and expand my restaurant business with it. I intend to buy a dairy cow for milk production too. I am hopeful to be a proud mother of my two children because I will afford to meet their needs through the extra -income from the sales of the milk.

I expect my life to have changed in the next six months in that I shall purchase a cow using the savings that I will get this month from the merry go round group. This will be an additional occupation on top of sheep rearing and the restaurant business that I have expanded using the transfers to source for extra income. I will also be an active farmer from the leased parcels of land which I intend to plant onions and potatoes. This additional sources of occupations will make my life comfortable and very busy out of the economic activities I shall be engaging in.

My life is currently different from how it was four months ago because we can now afford a better life in terms of food and clothing. We used to live like paupers because we used to go for casual jobs for a whole day throughout the week. Sometimes my children could miss food when they come from school over lunch break.

My new goal in the next four months is to hire a farm and plant onions. At the moment these onions are on high demand from traders and their prices are really high. Planting them will enable me to get very high returns so that in future I will afford to buy my own land to settle my family because currently, we are sitting on a very small parcel of land that belongs to my father.

The biggest difference in my daily life in the last four months is that I've been able to pay school fees for my children with ease. My kids used to be in and out of school because of lack of school fees which affected my peace and also their education. Im also able to provide food on the table without do mcuh struggle for a whole day.

I expect my life to change in the next six months to be for the better because we expect to plant an acre of onions. the yields from this onion will enable us to buy cows. currently, the price of milk is very high and we hope to avoid buying milk future.

My life is currently different from how it was in that my family and I feel empowered to maximize our family resources unlike before. My siblings get better education in that the get their fee on time.

New goal that have added in to my life for the next four months is to buy a milking cow.

The biggest difference in my daily life in the last four months preceding the current transfer is the peace and harmony we have currently in our family. Being a large family, we have always had quarrel and fights over our responsibilities in term of getting basic needs but when GD transfer came in it has made it affordable and accessible for all of us hence reducing quarrels and fights in our family. We currently live happily and so thankful to Give Directly.

In the next six months I expect to have built my own house and to have bought a cow. I expect to be living independently and happy.

My new goals in life is to buy a piece of land which I intend to settle on. Currently, I am living at home with my parents. I think I will be comfortable more if I settle on my piece of land.

My life is currently different because I am stress free. I am able to provide for my family and children. I know that I am able to contribute to the merry go round which I know will benefit me in one way or another.

In the next six months, I will have rented a piece of land where I will plant maize in large scale. I will be able to sell them at a profit.

My biggest difference in my daily life is that, as a family, we are able to meet our daily expenses and can be able to provide for our children. As a person, I am also able to contribute the merry go round that we have started as a village. Previously all these could not have been achieved because we were depending on casual work.