I am not certain of any specific goal currently but I am saving towards my children's school fees and my household upkeep. Nothing will make me happy as having a happy family.

I have seen a tremendous difference in my life in the last four months. With the transfers, I was able to give support to my husband's hotel business which did yield good profits. I also have managed to save some amount for my children's school fees and this has reduced the burden on my husband's shoulder. I am a happy spouse given that I was helpful.

In the next six months God willingly I will have settled my children's school fees. Besides that, I am hopeful that the hotel [business will have picked up so well thanks to the investments made.

The difference in my life in the last four months is that I have been able to clear major part of the debt I had from my friends and our table banking group. I have always struggled to raise money to meet my family needs because I did not have the resources. My income from a small vegetable business was not much and yet I had to ensure life is moving on. This is the reason I had so many debts in my life. I am glad GD transfers are bailing out. I have been using the transfers to clear the debts bit by bit. I am moving in the right direction and soon I will have cleared the debts.

I have a new goal of ensuring I clear the fees to balance for my children who are in school. I would not want them to be sent home as it has been the case before the transfers. I will ensure I give my best by clearing the arrears in the next four months

The biggest difference in my daily life since I started receiving these transfers is that I have been able to pay school fees arrears for my children. They were constantly being sent home for the arrears because I did not have the money to pay. This is because of my low income from a small foodstuff business which was not giving much to support my family. But the transfers have been very helpful because I have cleared the major part of their balance. Thank God for GD.

In the next six months, I plan to boost my foodstuff business. After paying all the debts I have, I want to channel my transfers on my business by adding more stock to the business. This will give me an increase in income from the profits to help me cater for my family needs well.

My life is different in the last four months in that I no longer have huge fees arrears in school as before. The monthly transfers have helped me pay bit by bit and now I have reduced the balance. Anytime they are sent home for fees and I do not have money to pay, I can be able to go school and talk to the teachers to allow them back in school as I still look for the money to pay. They have always listened to me ever since I started receiving these transfers because I always keep my word. This is because of GD transfers.

My new goal in the next four months, I wish to boost my foodstuff business. This will result in a good profit which is my income. The profit will help me meet and cater for my family needs in time without much struggle.

The biggest difference in my life since I started receiving these transfers is that I have been able to pay back rent arrears which I had when I was staying in a rental house. This is because I did not have a house of my own. Due to my low income from small foodstuff business, I was not able to meet all my needs and pay the rent arrears. I was forced out of the house because I was not able to pay up the balance. Since I started receiving these transfers, I have been able to pay part of the arrears. Right now, I am in good relationship with the landlord because I am almost done with the payment. He no longer harras me and my family like he used to before the transfers.

In the next six months, I want to focus on paying school fees and the rent arrears until I clear the balances. I would want to develop my financial life and I cannot achieve that when I have these debts. This is the reason why I have chosen to focus on clearing the debts and start to focus my income in making my life better.

My life is currently different from how it was four months ago is that I have a reliable source of income and can manage to meet most of my daily needs. My business has really grown which as a result has earned me more income. I no longer borrow foodstuffs from neighbours as I used to because I can afford to put something on the table for my children. I can also buy decent clothes for my children which makes them look neater than they used to.

My new additional goal is to add new goods to in my business. I have a small shop where I sell household items. I am planning to add some plastic houseware to the stock which I believe will increase the profits I make. This will enable me to earn more income thus be able to meet most of my basic needs.

The biggest difference in my daily life in the last months preceding the current transfer is managing to pay school fees for my children. Paying school fees has been a menace for me since I do not have a reliable source of income. I used to borrow money to pay their school fees which resulted in me to huge debts. I am now relaxed because I collect the monthly transfers and add to the profit I earn from my business to pay school fees with much ease.

In the next six months, I expect to earn more income from my business. Having introduced new goods to my business I hope I will get more customers which will result to increase sales and profits. This will earn me more income thus my financial needs such as paying school fees and buying food more manageable thus raised living standards.

My children have never been sent home for school fees like before, We eat well unlike before when we would struggle to find food and life generally has been made easy by Give Directly.

Apart from my earlier goals, I want to buy clothes for my family so that we can dress well.

The biggest difference in my life since I started receiving is that I have always found out a way to solve my problems especially financial problems and this has reduced most of my stress. I am generally happy and life has been made easy for me because of this transfer.

I would want to boost my business by adding more stock.

My new goal is that I now want to buy stock of shop items that I normally sale to earn a profit.

My life is currently different from my previous life in that I am now able to buy a large stock of maize and sale to my customer. In addition to that, I am able to raise school fees for my children.

My life will change in the next six months because I will be able to get enough stock and improve my business. Currently, I am not able to serve my customers so well because I do not have enough stock of what I sale.

The biggest difference in my life is that I have been able to buy the bag of maize that i will later sale to make a profit.