"I have bought a bull cow for ploughing my farm and repaired my house permanently. These are new goals I never had before receiving transfers."

"Yes, my new goal is educating my children further."

"I paid school fees 20000 KES, bought Mkopa solar 17750 KES, water gutter 5000 KES, bought clothes and shoes 5000 KES"

"Yes, I have a new goal of building my home that I did not have before receiving transfers."

"Yes, I have new goals is schooling my children and putting more effort on my business."

"The biggest hardship we are facing currently is on making ends meet, my small vegetables business is not making much profit to sustain my big family."

"The biggest hardship we are facing currently is on making ends meet and on paying school fees for our children, the motorcycle my husband uses for the taxi business is not his and most of the profits goes to the owner leaving him with little to bring home."

"The biggest hardship we have currently is on making ends meet and also constant pressure from my in-laws to take dowry. "

"The achievement we're proudest of is having been able to educate both of our children to higher levels of education, one is in form three and the other is a second year student at Eldoret University."

"The biggest hardship I'm facing currently is on making ends meet, I'm a fish monger and sometimes I'm forced to take away the all profit and use in other domestic needs which makes the business stagnate and not able to grow as I would wish."