"The proudest achievement as at per now we can't say we have any. Everything we had worked for was burnt down together with our house."

"GD gives cash direct to recipients while other NGOs involves local government in"

"The biggest hardship that I face right now is ill health, I have not been able to go for treatment because I lack enough money to pay the hospital. I may succumb to the illness if my financial situation does not improve."

"The biggest hardship that I face right now is lack of enough money to pay fees for my two daughters who should be joining college soon, if I am unable to raise the required fees they may have to defer their studies."

"The biggest hardship that I face right now is lack of enough money to buy some oxen and a ploughing machine. I normally till my farm by hand but this is not very efficient nor profitable. "

"The biggest hardship that I face right now is lack of enough money to pay fees for my son who is due to join a university and also my daughter who is sitting for her final exams in secondary school. If I am unable to raise the required fees they have to defer their studies."

"My proudest achievement is having started a small business selling potato chips (crisps) at our local market. The money that I gained over the years enabled me to buy an ox last year, but I had some problems later on and to sell it. "

"My proudest achievement is having started a small business selling avocados and fast moving consumer goods like sugar in addition to joining a table banking group. These two sources of income, that is, profits from the business and savings from the table banking group enabled me to purchase a dairy cow which provides milk for my family. I even sell the surplus milk!"

"The biggest hardship that I face right now is lack of a sustainable source of income for myself. I often cannot afford to provide my family with some of the things that they need and this really saddens me. "

"The biggest difference in my life is having built a new house and moved from my old house which was almost falling down."