"I am planning to use my upcoming transfer to buy sheep or a goat, expand my house and buy food for my household."

"I am planning to spend my upcoming transfer on cultivating a land a piece of land that i had leased some time back and plant on it tomatoes for commercial purposes"

"My house is pathetic and therefore when I will receive this upcoming lumpsum transfer, I will plaster the walls and floor of my main house and fix a steel door and 3 windows onto it."

"I am planning to spend my upcoming transfer on purchasing a piece of land since the one I have currently is not enough for my family"

"I will build a new hoise with my upcoming lumpsum transfer."

"I am planning to rebuild one side of my house that fell during the heavy rains, replace beds and mattress that were destroyed and buy a cow with my upcoming transfer."

"The difference i have seen in my life is that i have cleared my brothers arrears in school,i have iron sheet and i want to construct my own house as well i have a donkey that will be helping my family in bringing water home."

"When I receive my upcoming lumpsum transfer, I will buy a bull and renovate my main house."

"My biggest challenge is raising school fees for my three children in secondary school."

"My biggest challenge is raising school fees for my four children in Primary and the other one in form two."