" I am planning to renovate my house so i will buy some building materials(cement,paint,fisher boards),sofa sets and then i will keep the rest of the money so that i will use it later to pay for my sons' secondary school fees next year."

"Am planning to spend my upcoming transfer to build an iron roofed house then pay school fee for my son who has been sent out of college due to fee arrears."

"I would like to start up a business and buy 2 cows with my upcoming transfer "

"I am planning to build a better house and fence my homestead with my upcoming transfers."

"I am planning to join Teachers Training College with my upcoming transfer."

"The biggest difference i have seen is that i have made a big step forward as the first transfer i used to purchase rice which i now sell, my family never sleep hungry."

"I plan to spent my second transfer to build a new house since the one we are in right now is very small 3 people have to spend in the kitchen and the remaining five family members have to spend in the small house.I also want to build a toilet since i have been using the neighbors toilet "

"The biggest difference i have seen in my life is that my children used to stay home because they dint have school fees but now they are going without hiccups."

"I feel my life is better because once I had built the house I also bought maize and now I eat well."

"Am planning to spend my upcoming transfer to buy furniture, utensils, pay school fee for my three children then use the rest on expanding my shop business."