"I am planning to buy land with the next transfer because I don't have land where I can have a house for family and farming. The first transfer was little to meet this cost."

"I am planning to start building a nice house with my next transfer because the one I have now is grass-thatched and leaking during rain season. The first transfer only met building materials so I will use my next transfer to put up a family house."

"Am planning to building a modern house in my upcoming transfer because the first transfer was not enough to cover my building expense."

"Am planing to use my next transfer on hiring labour to renovate and plaster my house because the first transfer was not enough to hire labour. I also want to complete my children's school fees because I only paid part of their fees with the first transfer."

"Am planning to buy land and build my own house the house am staying in now is for my father in-law and he is keeping complaining about staying in his house."

"I want to start a retail shop to save my villagers from walking long distances. This will also help me improve my household income."

"I am planning to hire labour with my next transfer to plaster my house because the first transfer was not enough to the cost of labour."

"I have a house which is half way complete therefore i am planning to use my next transfer to finish building my house "

"I have already bought sand and I am waiting for the next transfer to buy cement so that i cement and plaster my house "

"I am planning to use my next transfer to buy more iron sheets, Sand and cement to enable me build a big descent house do my self since the one I have been staying in is small."