"The biggest difference in my life is that my living standards have changed as I have two expensive energetic oxen unlike before the transfer where I used to hire oxen for cultivation, this was expensive,now I don't have to worry of the cost and I also don't practice labor exchange with others farmers which used to take most of my time. "

"I spent my third cash transfer on paying for an ultrasound test that had earlier been recommended with the doctor but I couldn't afford to pay for. I renovated my house which leaked whenever it rained and a larger portion of the cash transfer I spent on paying a debt that I had borrowed to clear my children's school fees."

"Yes,my new goal is to venture into a bar business.I have gained lots of knowledge from working as an empolyee in local bars and right now this is want I am thinking about because I will definately get more income to sustain my family members."

"My life is different than it would have been if i never received the transfers because my children would have dropped out of school,my deceased wife body would probably be still in the mortuary because i had no means of paying the hospital bills and we would be going hungry because we have no means of buying food .I am very grateful to God for bringing GD into my life."

"Having bought a cow as an investment, with savings from my casual work, is the achievement I'm proudest of."

"The biggest hardship we have faced is, inadequate income to fence our home for security, because this has resulted in several cases of my house being broken into."

"My biggest proudest achievement is owning my current house. Initially, my family was staying in our mother in law's house.Out of my small food kiosk business and my husband working as a carpenter, we were able to make savings that we used to build our current house. "

"Inadequate income to buy food for my children, is the biggest hardship we have faced."

"The biggest hardship I have faced is, paying school levies for my two children."

"The achievement we are very proud of is, having built rental houses using savings from my husband's casual work."