"When I receive my next transfer;I will spend on buying a cow for milking, fence my home and spent the remaining amount on farming kales."

"The biggest difference in my life is that I now live in a very comfortable and decent house with proper ventilation."

"My daily difference is that I now have a well stocked retail shop and barber shop and this has also increased the profit I get from the two businesses."

"Due to heavy school fee from my 2 children in high school and the other one in University, I'm planning to spend my upcoming transfer to clear this next year fee and the remaining cash I'll spent to do some farming so that I can harvest food to feed my family."

"I am planning to spend my upcoming transfer on starting a shop or a saloon business which will act as my source of income, I would also like to build a new house"

"I am living in a small and old house with falling walls. When I receive my next transfer; I will spend on buying iron sheets and other materials for building a new house."

"The biggest difference I have is that I have managed to complete the loan I took for the motorcycle and now I do not have to take part of my income every month to pay for the loan. This has made me save quite a lot."

" I am planning to spend my upcoming transfer to build a new house as my current one is smaller and is in a poor condition."

"I plan to spend my next transfer on paying school fees for my children because both of them will be boarding hence increased payment."

"The biggest difference in my daily life is that my children get good education since I took them to a good school with the token transfer."