"I am planning to take my eldest son for vocational training and also build a new and bigger house because the current one is very small with dilapidated walls. "

"The biggest difference is that I can now sleep comfortably knowing that my sons houses will not be flooded again and will not fall down anytime soon."

"The biggest difference in my daily life is that I now have electricity in my house and no longer have to spend money in buying kerosene but spends that money in doing something else."

"I am planning to spend my upcoming transfer payment on finishing ( putting windows and smearing) my house and buying a cow for milking in future."

"I am planning to spend my second transfer on buying more building materials and constructing a house. My current house is very small and old."

"Seeing myself becoming economically independent is the biggest difference in my life. I used part of my second transfer on a coffee nursery bed for self-sustainable income. I am going to put up a coffee plantation that will give me more income. I am happy."

"Seeing myself having a number of cattle for milk in the local market. I had 1 cow from my 1st transfer and I have added 1 more from my second transfer. I am delighted."

"Have a permanent house with iron sheets, very clean and free from dust. I built a permanent house with my transfers. I am proud."

"Seeing my family in a permanent house with bricks and iron sheets is the biggest difference in my life. I have used the transfer to start on building my dream house and I am glad."

"I am planning to spend my second transfer on paying school fees for my children for next year. I am also planning to buy sand with the intention of renovating my house into a semi permanent house from a mud one. "