"I now leave in a good house that no longer leaks, and I am so peaceful because I also bought food for my family. "

"I now don't have to worry about my children being sent home to collect school fees for this term. I feel secure because I have put up a strong steel door. I feel peaceful because I am no longer scared of night runners breaking into my house. I feel totally safe. "

"The biggest difference is that I live a positive life now because I was able to start a small business with the first transfer. This means that I have some daily income. My future is also bright because I know I am going to construct a permanent house and own livestock, hence improving my standard of living."

"I am a stress free woman this year because I have cleared school fees for my children. I also earn a living from my small scale business hence I have improved my living standard."

"The biggest problem I face in my life is inadequate and low capital which make it very hard for me to pay school fees for my on going children and also in meeting my family's basic needs such as food and clothing."

"I felt so happy being that I was so stressed on what my children were going to eat that evening."

"I felt glad and relieved because i had an easy time after delivery because food was available."

"I felt very happy when i received my money because it catered for school expenses and food which were a priority for me."

"I felt happy."

"The fact that I can now solve my own financial problems without involving my relatives is my greatest joy "