"The biggest hardship i have ever faced is being falsely accused at work thus being fired.This lowered my ego and self esteem alot.Getting another job has been difficult for me."

"Receiving this money means the start of a promising future for my family.Through the transfer, my husband will be able to purchase his own boat and engine to be fishing with.This will enable him to earn more to support the family unlike presently where he is earning too little as a helper in someone else's boat."

"Not being in a position to pay my children's school fees in time"

"The biggest difficulty in my life is when i could not afford to pay for my husband's hospital bill and also pay school fees for my children. "

"The receiving this money makes me to be very happy as I will be able to afford a better house than the one I current stay in as almost all my neighbors stay in iron roofed houses while I still stay in grass thatched house."

"Not being able to move out of my husband's ancestral home and construct my own as per tradition. This has been due to lack of resources to enable me put up my own home"

"I will be able to fulfill my wish of taking my children to school and buy a motorcycle so i can use it for commercial purposes"

"The biggest difficulty in my life is when my children are sent home for school fees and i can't afford to pay. "

"Receiving this transfer means that I'm going to be relieved from hand digging that has really taken a lot of time as it is tiresome too, I have plans of buying a bull and a ploughing machine to aid in land cultivation. "

"Receiving this money will bring change in my life because I'll be able to build a better house and start a small business to enable income generation. "