"The biggest difference in my life is that I now use solar for lighting as opposed to the paraffin lamp that I used before."

"The moment I received the transfer I was very excited because I knew that I would be able to pay school fees for my children since after resigning out of work due to sickness, I have been selling my calves to clear the fee which has been stressing."

"When I received my transfer, I felt so excited and privileged to live longer in this world since the kind of infections I would acquire from the tent house I had before would no longer be there."

"My biggest problem is low income.Am not able to take care of my family properly because of this."

"Am only a fisherman who doesn't have a stable source of income, sometimes we lack at all even what to eat."

"Receiving this money will help us build a house because currently I stay at my mother in Law's house.I will also buy water pipes for irrigation in our farm. This will improve our living standards."

"I will be able to construct a house for my small family. We currently live in a rented house. I also plan to use part of the transfer to start up a small business for my wife. This will add to our daily income as a family."

"The moment l received the transfer l was very happy because l knew that my child will now go back to school and learn like other children."

"The moment when I received my money I felt my mood lifting and I remained in high spirits because it is not possible to receive such a wonderful monetary gift and still remain sad!"

"The biggest difference in my life is that I was able to pay my wife's dowry, I never hoped to until I received the transfer."