"My life is different in that, I now have a bigger house and also I have livestock. All this I would not have got without the transfer."

"What GD does well is that it reaches the beneficiary directly without involving third party. For now I'm not privy to what GD doesn't well."

"We were felt so happy as a family and greatly thanked God for His blessings."

"My life is different than it would have been if never received the transfer in that I now have a my own house, unlike before when I used to sleep with sheep."

"My life is different in that I no longer buy kerosene because I have solar lighting system and also livestock. All this I would not have achieved without the transfers. Thank you GD."

"It was very early in the morning, I had just woken up and rushed to a neighbour to claim for a debt she owed me that would help me purchase a sachet of sugar for that morning's breakfast. As I waited outside her house for the door to be opened, a notification was sent via my cell phone, which I happened to have carried with me, confirming the receipt of my transfer. Honestly, I didn't bother waiting for the debtor to come out but instead rushed to a nearby shopping center where I withdrew the whole amount. It was such a memorable moment in life."

"My life is different than it would have been if I never received the transfer in that my son no longer goes to sleep at neigbour's place. Community members also respect me because I now have good things."

"What GD does well is that it deals with the recipient directly. For now I'm not aware of what GD doesn't do well."

"I spent all my third transfer to pay my college fees"

"I invested a larger portion of the transfer in farming activities. I paid my two children in high school fee. I also purchased foodstuffs for family consumption."