"My life is different than it would have been if I never received the transfer because before the transfer, I was living in a grass-thatched house but after receiving the transfer I have a house with bricks and iron sheets. I am proud."

"I spent my third transfer on a house. I used my transfer to finish my house because my first and second transfer were not enough."

"I have my own land already from the transfer, I feed well and I sleep on a good bed so my life is different than it would have been if I never received the transfer. "

"I spent my third transfer on a house. I used my third transfer to renovate my house because it was leaking and the walls had weakened."

"The biggest hardship I have faced in my life is lack of proper house. My house is leaking and this exposes me to harsh weather conditions."

"The biggest hardship I have faced in life is lack of money to pay school fees for my children. I sometimes feel so disappointed when they are kicked out of school due to lack of fees."

"I am so happy knowing that my business is finally going to grow after receiving the cash.I have been operating with very little capital."

"My biggest hardship is lack of proper source of income to enable me get enough school fees for my children."

"I spent my third transfer on a house, food and solar panel. I used my transfer to buy doors for my 3bedroom house because the second transfer was not enough. I also bought solar panel for light."

"The biggest difference in my daily life is that, l now have my own cow that l will not spent money to buy milk in future. I am also sitting on a very comfortable furniture."