"The moment I received the received the transfer,I was so exited. We shared the joy with my husband who was also around at the time we received the Mpesa message."

"When I received my transfer, I felt very happy because it was something I never toiled for."

"The biggest different in my daily life is that hopefully I am going to built a house with my third transfer."

"The biggest difference in my daily life is that I am living in a iron roofed house. My children and family are no longer rained. I am happy."

"the moment when I received my transfer, I felt so happy since my children were assured of sitting for their final examinations, something the family least expected."

"The biggest difference in my daily life is that I till my land in time hence expecting good yield. I've been tilling my land using a hoe and this take a long time hence late sawing and consequently poor output from the farm."

"I was very happy the moment when I received my money and prayed."

"I was very happy the moment when I received my money and sang."

"I am happy because previously I had a leaking house but now I have a descent house. This is the biggest difference in my daily life."

"The biggest difference in my daily life is that, I have been using my own hand to cultivate my farm but now I am happy l will no longer use my hand again because l now have cow-bull for farming. The my children are also sleeping in a nice spacious comfortable house as compare to before when l was squeezing myself with them in the same house."