"I spent my third transfer on the acquisition of fertilizer. I used the fertilizer on my rice farm. I decided to use fertilizer on my farm so as to increase my farm yield. Formerly I used to plough my farm without fertilizer and the yields were really of small quantity. I am a happy farmer now that I am able to get increased yields and I can sell the extra bags. This in turn has increased income in my house."

"I added some rooms to my house with the last transfer,and bought a steel door and a steel window, I also spent this money to get a bull to help me in ploughing."

"If I would not have received the transfer, I would not be living in a beautiful cemented house which has made me very proud as compared to the one I was living in before which was very dusted. Thank you GD for the transfer."

"I spent my third transfer on cementing my house into a semi-permanent house from a mud one.I bought sofa set seat and paid school fees for my child who is in high school ,now I am peaceful at heart as I am not worried of paying school fees for her any time soon."

"I always wanted to own a retail shop so when I received my second transfer I started it. Most part of my third transfer I spent to add more stock to my business. I have my own source of income now and I do not have to fully depend on my husband. I am not idle too. The remaining I spent buying corn for my family consumes and clothes for my children as the ones they had before had worn out."

"I used the last transfer to build a house since I was still living at my in laws so my husband and I saw it fit to build our own house, a new house comes with new things therefore I bought seats since we had none we also bought a mattress and a bed."

"I spent the larger part of my third transfer on completing cementing my house that I had started cementing with the second transfer and now I am happy since I no longer incur frequent expenses of smearing my previous mud house which my husband died four years ago living my children and I in it .I fixed three steel windows and a steel door with a wooden door"

"I spent just a small part of my third transfer on housing materials, though we have not yet started construction as we are waiting to fulfill some Luo traditions first.In fact the total I have for building is (70,000 KES ) since I also saved the second transfer to help us in putting up a better structure."

"I spent the larger part of my third transfer on cementing my house from a mud one and now I am happy cleaning my house by mopping it gracefully.I bought a cupboard,high density mattress and a blanket. I also bought three bags of maize for my family's consumption due to the low yields from my harvest as the crops were infested with maize worms destroying them."

"I used most of my last transfer to build a house since the one I had before was small, I also added some seats to the ones I had and the remainder of the money was used to pay a loan I had to take to offset my hospital bill."