"I spent my third transfer on buying cattle. I bought a cow for milking and it will also remind me of GiveDirectly some day. I also bought a goat. The other part of the money I spent on buying glass windows that I have since replaced with the wooden once I had. The remaining I spent on buying corn for my family consumes."

"I spent my third transfer on University fee for our childwho is studying Mass Communication (30,000 KES) because I have no major source of income . I also plastered the inside of my house (17,000 KES)."

"I spent my third transfer on plastering my entire house (47,000 KES) since my house was made of mud which made it necessary to repair it every so often and which was tedious ,but now that it is cemented, my laboring will reduce."

"I spent my third transfer on and building a 2 room kitchen(27,000 KES) , with one room serving as sleeping quarters for my eldest children who had nowhere to sleep before. I also paid Secondary school fee balance(6,000 KES) and put the balance on miscellaneous expenses."

"I spent my third transfer on building material such 30 pieces of iron sheets and 10bags of cement which I will use to build a house, I also bought music system and television."

"I spent my third transfer on building a kitchen as I used to have nowhere to cook from, and again my children these days have a place of their own to spend the night .I also bought seats because I had none. I spent the balance on miscellaneous needs , including school primary school uniform, fees and food."

"I spent my third transfer on plastering my 2-room house because our soil her is poor and my mud house kept on collapsing and rendering us homeless from time to time, but with cement now it is stronger. I spent the little balance on basic household furniture."

"I spent my third transfer on expanding my house into a spacious three roomed one which accommodates my family members comfortably since before the transfer when my church-mate came to visit for church meeting the had to sit out side the house due to inadequate space.I also bought a she -calf to add onto my herd which I had bought with the second transfer."

"I spent my third transfer on cementing my house and now I am happy staying in a semi-permanent house since I no longer incur frequent cost of smearing my previous mud house. i fixed a steel door and three steel windows.I also bought fishing nets which gives me a reliable daily income hence working on my wealthier neighbors through the dangerous thickets with my little baby has seized to be a worry."

"I spent the larger part of my third transfer on cementing my house into a semi- permanent house from a mud one, now I no longer incur frequent cost of maintaining the previous mud house and being infested with insect hence predisposed with respiratory diseases has seized.I fixed two steel windows and fascia board .I also added stock onto my fingerling business and now I am able to save for my family's future developments because my daily income has double."