"When I received my third transfer, I opted for a new house since the one I had prior had been infected by termites and could collapse any time. I am so happy today that I no longer fear any risk associated with the collapse of a house and more so during rainy seasons. I must extend my heartfelt gratitude to the organisation for seeing me through this and transforming my life to a higher level."

"I spent my third transfer on paying school fees for my child who is in high school 10,000 KES and now I am happy seeing him go school without worries of being sent home due to lump-sum school fees arrears .I also bought a cupboard and food for my family's consumption"

"I spent my third transfer on fixing a steel door and two steel windows.I cemented my house into semi-permanent house from mud one and now I am happy and peaceful at heart since I no longer borrow mud from my neighbor who at time refused to give out their mud which gave me stress on looking for other alternatives which were very expensive.I bought household utensil , water containers and food for my family's consumption."

"I spent my third transfer on enlarging my house and fixing a steel door and glass windows as well as plastering it (25,000 KES).I also paid secondary school fee for my child (15,000 KES). Lastly I bought a cow (10,000 KES)"

"I spent my third transfer on paying school fees for my children. The money relieved me of stress because my children had school fee arrears. The rest of the money I used to hire out a farm in order to get more farm produce because the farm that I own is small."

"I have for a longtime longed to keep livestock, so part of my third transfer spent on buying a few goats and sheep. These act as my assets and maybe in future I will be able to sell and pay school fees for my children without much hustle like before. My daughter also had school fees arrears, so I had to clear it using part of the third transfer. I am glad she has been able to stay in school for a whole term. The remaining amount I spent on buying a mattress and clothes for my children."

"My last transfer I used to buy iron sheets and other building material to build a new house since my last house was old and small , I also bought a mattress and gave the old one to my children because they had none , I also bought a cupboard to place some utensils I had and finally finished paying school fees arrears for my two children ."

"I spent my third transfer on expanding my house into a spacious one that accommodates my family members, now I no longer face the challenge of hosting my visitors where by when they visited one could step on the other feet accidentally. I fixed a steel window on it too.I also bought a bag of maize for my family's consumption and added an ox onto my herd of livestock that I had bought with the second transfer."

"I had started poultry farming with my second transfer so I used part of my last transfer to add some chicks to the ones I had and boost my business , I also bought a diary cow to give me milk for consumption and sale, and I bought some utensils to add to the ones I had ."

"I spent my third transfer on buying a cow that, I have never owned a cow before, so I thought this was an opportunity to have my own. Some part of the money I spent on replacing my bed and bedding from the old-fashioned spring bed to the current wooden bed and a thicker mattress. I am so happy I now sleep in a very comfortable place. The remaining amount I spent on ploughing my piece of land in preparation for the rains. I am so happy and grateful for the money as those things I never had, I now have."