"I had a small house and my children were becoming teenagers that mean I couldn't continue sharing a room with them so when I received my third transfer, I build them a house which is used as a kitchen and a guest room."

"I spent my third transfer on my farm. I planted groundnuts in my farm using modern farming technology. I was able to buy fertilizer with the transfer. This really increased the produce and I was able to re-sell the groundnuts and get double the profit. The profit I get helps me with my daily financial obligations and now I am not stressed up on where to get money for subsistence."

"I spent the larger part of my third transfer on replacing new iron sheet roof from the corroded second hand iron sheets roof that I used to have.I bought a she- cow to add onto my herd of livestock which I had bought with the second transfer .I paid school fees for my sibling who in high school 5000 KES .I also cultivation kales onto my farm which is along the river - side and bought fishing nets to double my daily income."

"I spent my third transfer on a bag of maize for my family's consumption .The larger amount I used to paid school fees for my child who is in college who had arrears of 70,000 KES. I am happy and peaceful at heart since the arrears that have remained its little of which I can afford by using my daily toil.Thanks to GiveDirectly."

"I spent my third transfer on buying building materials that I used to build a more spacious house . I used to stay in a very squeezed house. It is now three roomed and spacious enough."

"I spent my third transfer on the construction of a new house. My former house was in a very bad state because the walls of the house were almost falling down. I am at peace now that my family live in a decent house. Being a farmer, I used the remaining part of the money to buy pipes which I use for irrigation purposes. Formerly I used to hire pipes which the owners used to charge a very high amount when leasing them out to me. I am now able to save that money for other uses."

"According to luo customs and traditions a luo son should have his own small house once he comes of age. My last born son did not have a house of his own yet he is a grown man. This used to stress me as his mother and he was also stressed up. I decided to build a small house for him once I got the third transfer. We are now very happy as a family now that something in our list of priorities has been fulfilled."

"I saved my second transfer so that I could add it to my third and spend it on buying building materials that I used to build my own house. I have been staying in a rental house and given that I do odd jobs, paying rent and school fees at the same time was hectic due to the meager payments I get. Now, the money I have been using to pay rent is now used for school fees."

"I spent my third transfer on completion of building a 3 room house (20,000 KES) since my family lived in a leaking house, and building a new one was a priority. I also paid Secondary school fee and shopped for my child (20,000 KES) and spent the rest on food."

"I spent my third transfer on giving my husband to pay my parents dowry as had been agreed upon (20,000 KES), a water storage tank (7,000 KES) to facilitate my family, bought a heifer (16,000 KES) to provide family milk in future and spent the balance on cementing our outer verandah."