"I spent my third transfer on paying school fees for my child who was in form four as at that time. I decided to pay school fee for my child because I am jobless and I did not have money to pay for her school fees. The remaining part of the money I used in buying a cow so that I will always remember the GiveDirectly organization."

"I spent my third transfer on paying school fees for my child who is in high school 10,000 KES .I bought building materials such as 20 pieces of iron sheets and 7 bags of cement which I am planning to use on expanding my house to be spacious enough to the extend of accommodating my family members comfortably .I also bought a she-cow which I am rearing at the moment."

"I spent my third transfer on boosting my second hand clothes business (11,000 KES), supporting my mother when she was building her own house (25,000 KES). I also supported my brother in College (10,000 KES) by paying school fee. I spent the rest on my children's school uniform, other school requirements and home clothes."

"I spent my third transfer on steel doors and steel windows. My former house had wooden doors and wooden windows which were very old. I wanted a house that was modern and looked nice. The other part of the money I used in buying a female cow that will eventually give birth to little ones and I will re-sell during hard financial times."

"When I received my third transfer, I bought the building materials I did not manage to purchase using the second transfer. With these, I managed to build a more spacious house and vacate the squeezed one. Currently I stay in a three roomed house. I also paid school fees for my orphaned granddaughter, who is in secondary school. For her to stay in school, I used to take loans from our table banking groups, I am happy this did not happen this time around."

"I spent all my third transfer on my son's college fees, Am happy and free from stress because he got the opportunity to sit for his exam."

"I spent a portion of my third transfer on repairing my spouse's boat which had broken down sometime back rendering him jobless for almost three months. This brought us a very big challenge because the spouse had to depend on other people's boats in order to get some little commission by the end of the day which could not meet the family's daily needs. For this reason, therefore, repairing our boat was the most prudent thing at that particular moment. Secondly, I constructed an external kitchen to transition me from cooking under a tree which was not just outdated but unhealthy too. Finally, I settled some school fee arrears that my two children had accumulated in the schools where they learnt which could not allow them stay fully in their schools."

"I spent my third transfer on the acquisition of 2 big cows. I used to buy milk which is very expensive and my level of income is low. Therefore, When I got my third transfer i decided to buy a cow that would provide me with milk for home use. The remaining part of the money I used in buying a mattress and bed which formerly I never used to have. I used to sleep on a mat on the floor."

"I early purchased a land and we agreed on installment payment so when I received my third transfer I made the payment and offset my sister school fee arrears with the remaining cash."

"I paid school fees for my orphaned granddaughter who, is in secondary school. She was just joining form one. I am happy she was able to go to school. The remaining amount I spent on buying building materials that I want to use to build an iron roofed kitchen. I used to cook from a grass thatched kitchen. I also bought steel doors and glass windows that I still to fix on my door. I am grateful for the money."