"I used part of my third transfer to cement my entire house,bought furniture and a solar light.The remaining amount was used to set up a small fish mongering business to help with income generation. "

"The biggest hardship i am facing is lack of oxen for ploughing. People who own oxen will first want to clear their fields to catch up with the rains before they can offer for anyone to use and in most cases, it finds when the planting season has passed. In the end, i get low yields that can not sustain the family just because i delay to plant. "

"My son is in one of the universities in Mombasa so when I received this transfer I used the whole amount to pay for his fees and upkeep."

"I spent my third transfer on completion of construction and plastering of my 3 room house which I started building using my second transfer.Housing was important to me since my previous house was grass-thatched and used to leak too much."

"I spent my third transfer on completion of our 3 room house whose work began using my second transfer. Housing was of great priority since our previous house was too small for us."

"i used my last transfer to pay school fees for my two children who are in high school, paying school fees took almost three quarter of the transfer so the remaining quarter I used to buy a water pump for horticulture farming."

"I spent my third transfer on buying building materials that I used to construct a more spacious house. My previous house was only two roomed and could not accommodate my family. The remaining I spent on food for my family consumes."

"My spouse passed on before buying us a place to build on so I have been staying in rental house. When I received the second transfer I paid a deposit for a land I wanted to purchase so I used the whole of the third transfer to complete paying for the piece of land and I now have my title deed. I'm now happy I now own a piece of land where I can build a home."

"Having constructed a new house using my previous transfers, I decided to use a portion of the third transfer to purchase a sofa set. During enrollment I was found seeking hostage in a cousin's house with the whole of my family because I had no means of constructing my own house. That therefore meant that I had not even a single household item of my own because all that we used belonged to the cousin who in Nairobi by then. Other than the sofa set, I plastered the whole of the house that I had constructed to make it more permanent. I lack a better word to describe my happiness for the organisation looking at how far it has brought me."

"I spent my third transfer on plastering my house, and also building a hut for my young son who needs his own space."