"I spent all my third transfer on buying building materials such as 39 pieces of iron sheet,10 bags of cement,20 pieces of round poles,3 doors and 4 windows which I willm use build a house."

"I bought a small parcel of land behind my homestead to farm on it and then fenced the homestead this is because I had started a small poultry farming so the fencing was to help to keep the chicken inside the compound. I then paid school fees for my son who had joined the university."

"I have been using a tin lamp for a long time and the cost of paraffin was high and my family members feel ill more frequently because of the smoke produced. So when I received my third transfer, I spent part of it on buying a solar lamp that I use for lighting. My children can now stay up long in the night without any difficulties, studying. I also bought a steel door that I fitted and replaced the old, low quality one I had before. I feel safe. Thank you for the money."

"I spent part of my third transfer on buying a heifer. I am hopeful it will soon produce milk and I will not have to buy anymore. The remaining I spent on building my son a house where he could sleep from, he no longer have to sleep in neighbours houses like before and this was not safe at all."

"I spent part of my third transfer on clearing school fees arrears my daughter owed her school, she has since graduated from college and earned a certificate in teaching and is currently looking for a job. The remaining I spent on constructing a small kiosk in our local market center which someone has rented. At least I have some monthly income.Thank to GiveDirectly."

"Were it not for the transfer, I would not have managed to extend my house which I had stayed in for such a long time without any signs of change."

"I used my last transfer to buy a cow worth 15000 KES for milking and giving birth so that when their is an emergency I would sell and help out then I used 10000 KES to farm I leased and bought seedlings and paid the laborers I also paid fees for my two children in primary school."

"Having a cow has been my greatest dream but since I didn't have a stable source of income I couldn't buy it so when I received my third transfer I bought a cow to full fill this dream. I now feel so proud because I believe a cow is an investment. I also used part of the money to boost my business which is doing so well currently and it can sustain my family."

"I have a son who is in secondary school and his school fees was being paid by one of brother-in-law's who stopped and I feared him dropping out given that he had already been sent out of school. So when I received my third transfer, I took him back, I am glad he managed to go back to school. The remaining I spent on buying glass windows and steel door that I have since fitted. My house is so neat and presentable."

"Given that my spouse is a fisherman, we decided to buy fishing nets and other fishing items needed using our third transfer to give us more income. We now have our fishing items."