"I used mu last transfer to build a house, I had already bought iron sheets with the second transfer so I proceeded and bought sand, a special soil we use in our region for plastering, steel door, windows and other building materials the remaining money I used for ploughing my farm to plant maize."

"I had bad luck and lost my bag after withdrawing my last transfer sum of 20000 was lost the remaining money I used to buy food for the family then saved the rest to start a business in selling firewood in the shopping center."

"I used my last transfer to build a house I used to rent a house in the nearby town and it was expensive and the rent to pay it was not easily available so when we received the transfer we decided to move out and build a home, my husband also took part of the amount to pay my dowry then the remaining money we used to buy household items like mattress, bed this e bought because we used to sleep on mats and it was uncomfortable, then we bought cushions and sofa sets we used to use benches and when we had visitors we borrowed plastic seats from the neighbor."

"I spent 47,000 KES of my third transfer on enlarging my house and also plastering it since it used to be too small and also bad looking ,yet in my view proper housing is paramount ."

"I am very happy, my fish businesses are going on well after a boost from my third transfer and it is such a wonderful feeling seeing my children going to school without any fees problem."

"I used my last transfer to plaster the walls and floor of the house this I did after building my house with the second transfer an the money was not enough to buy cement and plaster, I also bought steel doors and steel windows. Then I bought a bed and because the one I had before was small I gave it to the children."

"The biggest difference in my daily life is that, I no longer have pressure from the motobike owner who always wanted 10,000 ugx per day since I am owning the motobike. I can now take care of my family and provide for it."

"We used the last transfer to buy a land in our home village in Kitale we bought a land because we dint have a place to call home we have been working for an old man in Kabondo as a maid and my husband as the gardener for 11 years now and that is where Give Directly found us and we were able to find help, we also used part of the amount to buy a diary cow to help us in future for milk and sell it during emergencies."

"I spent my third transfer on plastering our 3 room house that we build using second transfer to make the outer walls durable and to protect it from being washed off ,and bought needed seats for 8,000 KES. I also spent 8,000 KES balance on 2 bags of dry corn for family consumption since our corn harvest is always insufficient because of low rainfall.."

"I used my last transfer to dig up a pit latrine and built a permanent toilet we did this because the one that was there before was being shared and it was unhygienic, unhealthy even for the children and it was not in good shape it looked like it would sink in anytime. the rest of the amount I used to buy food for the house and some clothes for the children."