"I am a farmer but I so not have my own land,so,when I received my third transfer I on leasing a four acre piece of land where I do subsistence farming. I also bought my daughter clothes as the ones she had had worn out."

"My son is not well employed and he does not have any source of income,so when I received my third transfer,I bought him some building materials that he used to build a nice house. I also paid school fees for my granddaughter who is in secondary school and food for my family consumption."

"I had constructed a house using my second transfer but I had not cemented it,so,when I received my third transfer,I bought cement and sand that I used to plaster the house. I no longer have to smear with cowdung."

"My life is diffirent than it would have been if i never got money, i worry no more. I had mortgaged my land for three years and had no money for paying off the mortgage but with the money i received i was able to get it back. This money has also brought peace to my family, i nolonger quarrel with my wife because am able to provide for her what she wants."

"If I had not recieved the transfer , my family livelihood would not be improved the way it is now that I got the transfer. "

"I spent my third transfer on building materials which I have to build a new house since my house was almost falling down, I paid laborers who built my house. The remaining amount, I spent to pay both college and school fees for my children to enable them sit for their exams in order for them to have a brighter future and also bought food for my family."

"I spent my third transfer on a cow to provide my family with milk and also I will be able to sell the calves when in need of money, I bought household utensils and clothes for my children because I lacked all this. The remaining amount, I spent on three sacks of maize for consumption and also bought two sheep which I can always sell to meet my financial needs"

"I spent my third transfer on clay soil which I have used to complete my house which I had build with my second transfer, I bought steel door and windows which I have already fixed on my house. The remaining amount, i spent to pay school fees for my child who was joining high school because at this particular moment, her father was not in any employment. I thank GD for the transfer."

"I spent my entire third transfer to purchase a second hand motorcycle to ease my movement since am a freelance photographer."

"I spent my third transfer on a bedding because I was sleeping in very old bedding which were very uncomfortable, I bought sofa set because I did not have enough seats in my house. I bought a cow to provide my family with milk since I was tired of buying milk on a daily basis for my family. The remaining amount, I spent on two sacks of maize for my family's consumption and also on funeral expenses for my niece who had passed on."