"I invested my third transfer in fishing equipment; I have been working for people in the lake shore to earn a hundred shillings a day which I considered very frustrating to me and therefore when I received my the money I bought a net and fishing lines as a result, I have become an employer. People can now work for me as I enjoy more profit from the business making close to 300 KES a day."

"I am currently living in a good house. I can now sleep more comfortably after I received my third transfer that enabled me to buy new iron sheets and renovate my old roof that had rusted, developed dents and could seriously leak on us."

"My husband had got an accident that left him with a lot of injuries, he had been admitted in Kenyatta Hospital and day by day, due to his treatment, he was accruing medical bills that I was worried where I could get money and clear. However, thanks to Give Directly for sending the third transfer that catered for his treatment."

"I have two children, one in a secondary school and the other one in a primary school. Their arrears had accumulated to a huge amount that I was even worried how I would clear them but fortunately I got my third transfer that enabled me to clear them, allowing the students to settle in class and continue with their education!"

"When I received my first transfer, I was suprised because every one had got money except afew of us who thought we would not even get it, I was filled with joy for that generous support."

"I used my third transfer to buy a cow. As we talk, I am milking. I thought of buying the cow since I considered it as one of my major investement that would reproduce and generate for me more milk for sale and household consumptions. It never took long since I receved the money and bought the cow that has enabled me enjoy the fruits of my expectation earlier than I expected!"

"Were it not for the transfer, I am sure I would not have gotten the iron roofed house that I had longed for, for years."

"I have a daughter who was suppose to join college, so, when I received my third transfer,I spent the whole amount to pay her school. I am glad she is in school taking a course in nursing. She will clear school soon."

"I spent my third transfer on secondary school fee for two children as well as boosting a second hands clothes business that I started using 50,000 KES from my second transfer, which has been doing well and supporting us, even after my husband and his family turned against me and I left the home about a year ago ."

"I spent my third transfer on building a 3 room house since lump sum money is hard to come by in life. I took advantage since my family lived in a terribly leaking house for 4 good years and housing was always a need. It happens that I spent my second transfer in establishing a business. For 6 goods years I had been attached to a Carpentry workshop in Eldoret where I trained and thereafter worked for the owner. Things were not working out, so I moved back to the village and ventured into fishing for people for an income, but still things were not working out even after doing this for seven years. As a result, my family lived in a leaking house. I am grateful to GD for financing me for my own Carpentry Workshop with a Capital of 30,000 KES, which I decided to locate in Eldoret. I make beds, sofa sets, wardrobes, and other furniture items. My current acquisitions from the 5 month-old business is a heifer and 2 goats valued 22,000 KES, and cash savings of 15,000 KES. Besides, I have ready-made furniture items worth about 80,000 KES.I have also managed to buy clothing materials worth 3,000 KES for my wife who is a tailor but could never venture into the trade due to lack of starting capital, as much as she had the tailoring machine already. Currently she is running the tailoring business at home in the village. Thank you very Much GD."