"My life is different than if it would have been if i had not received the money because i was able to buy grass thatch for renovating my house and it does not link any more. I also dress well and have good household items which i did not have before."

"My life is different than it would have been if i had not got this money, i now sleep on good beddings unlike before when i used to sleep on a mat with just one light bedsheet, am hopeful that i will construct the iron roofed house soon."

"The biggest hardship I have faced in my life is that I started a business of buying and selling cows but it failed because of lack of enough money to run the business"

"The achievement I am proudest of is my dairy farming business where I supply milk to chesilyot secondary school."

"The biggest hardship I have faced in my life is that my parents was not able to clear my school fees and therefore at times I am sent home."

"I used my third transfer to plaster the walls and floor of my main house. I had constructed a semi-permanent one of 27 iron sheets with the first and second transfer, but it had not been plastered since I ran out of the money when the construction was underway. It is the reason why I committed the last transfer on it to ensure that move to an environment worth living. The house where I lived initially was not conducive for us due to its poor ventilation and its small size."

"I have three orphans that were left under my care and all of them were joining secondary school at the time I received my third transfer, so most of it transfer went to paying their school fees and buying other school equipment and personal effects. The remaining I spent on boosting my fish business. The business is doing well and this is enabling me comfortably take of my family."

"The biggest difference in my daily life is am able to meet the cost of living now than before, and this has reduced the daily stress i had."

"When I received my third transfer, I spent on a sofa set and clothes for my household members. Initially, we never had decent clothes, most of the time we walked in tattered ones. A chair to sit was another problem-we could sit on the floor till we got the third transfer that has enabled us to acquire most of these things that we lacked!"

"In my area.the main economic activity is fishing, so most part of my third transfer I spent on making a boat. The profits I make helps me in school fees and upkeep for my family. I also paid school fees for my children in school using the remaining amount."