"I spent my third transfer to buy sofa set worth 16000 KES because I did not have presentable seats where my visitors could sit comfortably when they visit me.I also bought clothes for my children because they did not have presentable ones."

"Currently, I do not have any additional goal."

"I spent my third transfer to pay school fees for my child who was in secondary school.I also gave my son 20000 KES to facilitate him in paying dowry.The rest I bought maize and food for family consumption."

"I used the cash transfer to buy cement that i used to plaster my house. I also bought sand one truck at a cost of 6000 KES. I had a house that urgently needed to be plastered and that is why I opted to spend the cash in that manner."

"I would want to upgrade the standard of my house to semi-permanent so that it may be durable and presentable."

"My younger brother was joining university, so I spent my third transfer to pay his school fees because I am the one who was staying with him.I also bought stock for my omena(small fish) business because this is the only source of livelihood in my family."

"I spent my money to buy building material like iron sheets,nails and polls that I used to build my house, I am happy I do not pay rent any more. I also paid fees for my child who is doing tailoring course."

"I spent my third transfer to buy building material that I used to put up my own home, though I boosted it with my savings from second transfer. I also bought clothes for my children, house hold items and maize for family consumption."

"I bought two cows worth 9000 KES for paying dowry since my husband had planned to visit my parents once we get money.I also bought house hold items and uniforms for my children because they did not have presentable ones."

"I have a new goal of purchasing some oxen for ploughing my farms."