"The biggest hardship I faced in life is owning a house. We have live in a very house with a family of five. It is a single roomed house where we sleep together with my children. No privacy at night, no space for the members and low self esteem. Building a more spacious house has been a challenge due to overwhelming family needs. It has been hard."

"The biggest hardship I have faced in life is acute illness. I have of late been suffering from congested thoracic problems. My desire to work and support my family has been affected. Psychologically, I have also been affected especially by the severe pains. Life has not been easy during these trying moments. "

"The biggest hardship I have faced in my life is lack of school fees which has affected my school performance. I have always been sent home for school fees and when am absent, I miss some lessons which has affected my performance."

"The biggest hardship I faced in my life is having an unreliable source of income, which has made it difficult to fend for my family's needs and even pay school fees."

"The biggest hardship I have faced in my life is having an unreliable source of income which has made it hard to meet my daily needs."

"In the next six months I expect to be having my own house."

"In the next six months I expect to have bought a power saw and I will be getting a higher monthly income."

"My life is currently different from how it would have been if I had not received the transfer in that I am currently hopeful of good things to come.I currently have enough food for my family unlike before.I can have something to save unlike before when I could spend all earnings on food only."

"The biggest hardship I am facing in life is lack of money to educate my children. They miss lessons at times because I am unable to make timely payments. This makes me feel unhappy as this interferes with their performance."

"The biggest hardship I am facing in life is lack of fees. I sometimes miss lessons and this interferes with my performance."