"I spent the whole of the third transfer to buy two cow bulls for farming, this will save me from using a lot of money to hire people's cow when farming."

"I spent most of my last transfer to buy cow bull for farming, this will give me easy time when it comes to farming, l will also be among the first people to plant. The remaining balance l spent to plaster my house to maintaining it clean and durable."

"I spent most of the third transfer to pay labour charge as l was building my spacious house being that l had bought build materials with the second transfer. The remaining balance l spend to pay debt that l had when buying second hand motorcycle, which l am using now to do my business of transporting fish to a nearby market."

"I spent most of the third transfer to pay labour charge for building my spacious house being that l had bought building material with the second transfer. The remaining balance l spent to buy goat for my future use."

"My proudest achievement is that I have been able to pay my children's school fees from my small earnings from subsistence farming which wasn't very easy. "

"My proudest achievement is that I have been able to save my little earning from potatoes farming and bought a motorbike which I now use as a source of income."

"My proudest achievement was educating my children. After undergoing a formal education, my children secured jobs which has since made them independent."

"My proudest achievement was three years ago when I harvested 7 bags of maize and a bag of beans after using fertilizer on my farm. This ensured that my family was food secure for a period of time during which we were cushioned against hunger."

"The achievement I am proudest of is having educated our three children up to form with the savings from our horticulture farming."

"The biggest hardship I have faced is being forced to stay awake at night when it is raining, because the roof leaks."