"My biggest hardship is lack of money to construct an iron roofed house."

"My biggest hardship is lack of money to construct an iron roofed house."

"Receiving this money means building an iron roofed house.This house will help provide shelter for my family members as well as our visitors."

"I spent the transfer I received to buy iron sheets which I used to build a kitchen which I did not have,paid school fee for my children. I also bought maize for family consumption and a solar lamp for lighting my home.."

"Depending on subsistence farming to provide basic needs for my big family of eight is a challenge. Sometimes we ought to forgo lunch so that we can save a little cash. That's the biggest hardship I have."

"In the year 2017, our car was involved on an accident. Fortunately, no one was hurt but the vehicle was baddly damaged - and it was not insured. Accordingly, we had to spend most of the monies we had in repairing it - and it is not fully functional. As a result, our house has stalled because we have no more funds to use. Hence, I find that incident (accident) as the biggest challenge I have faced in life."

"The biggest achievement that I am proudest of is that I have struggled to educate myself. Currently, I have a Diploma in Information Technology"

"After struggling through secondary school due to hardship of fees, I failed to join college to pursue my dream course - Mechanics. Accordingly, I have been tackling tiresome casual work that can barely meet my family's demands and needs. Hence, I feel that failing to do a course in mechanics is the biggest hardship I have faced in life. I could not secure a white collar job and get my family more quality services."

"The achievement that I am proudest of is having educated my children,2 of them are now in university and for me this is a dream come true.I am proud of my efforts since raising school fees for them was quite a task since I am a single mother I had to do my business and casual labour at the same time."

"In the next six months I expect a great change since every transfer comes with a great Idea and soon I will be thinking of starting my own family."