"The biggest hardship that I face right now is lack of a sustainable source of income. I am just a casual worker and the income I get is hardly enough to cater for my family's basic needs and education. This means that my family has to do without a lot of basic needs like nutritious food and quality education as they are often sent home from school due to my inability to pay school fees."

"The biggest hardship that I face right now is lack of money to pay school fees for my son and two daughters who are in primary schools. If I am unable to raise the required amounts they may have to drop out of school and this will affect them psychologically."

"The biggest hardship I have faced in my life is being without a stable source of income. My children have dropped out of school because I can not afford to pay their school fees. "

"Receiving this money means my son is going to complete his secondary school education because I am going to pay all his school fees arrears. I am also going to have a new source of income since I have plans of starting a business. "

"When I received the message in the morning, I jubilated. I was so happy. My wife abandoned me because I was poor but when I received this cash transfer, I was too relieved that my children were not going to suffer anymore."

"I am happy now because life was really hard in the past. However when I received the transfer, everything is working out well. My children are at school and life is so good because I can also afford good food for my family."

"I was so happy that I had received money that was going to uplift my family and cater for other necessities."

"I saw the mobile money the next day and I was very excited and very happy. From that moment I knew all my dreams were fulfilled."

"I expect my life to change in that I will have built a house for my family."

"I expect my life to change in that I will be having daily income through the sell of eggs from my chicken."