"I spent most of the third transfer to buy two dairy cow this will save from spending money to buying milk , the remaining balance l spent to buy clothes for my children and food."

"I spent the whole of the third transfer to continue with my project of building permanent house which l have not manage to complete, l decided to build permanent house because l am staying in semi permanent house which is leaking and very small."

"In the next six months in my life I expect to have bought an heifer and also to have also started tea farming project."

"In the next six months I expect to be owning a cow with which will assist me earn some income. I also expect to own some land because I am sure with hard work and determination all is possible."

"I spent my third transfer to put up a home.I am very grateful I build a very spacious house that accommodate my family comfortably. I also bought maize for family consumption."

"I spent my third transfer to build a new iron sheet roofed house because the one we were staying in was grass roofed and it was seriously leaking, it was also too small to accommodate my family comfortably.I also bought food for my family."

"I expect my life to change in that I will have built a chicken pen and will have also started milk business."

"My life currently has changed slightly since I have been able to less some amount in my child's school fees arrears."

"In the next six months I expect to have better living standards. I expect to be giving my family enough food and I will have cleared fee for child in secondary school."

"I expect your life to change in that I will have cleared school fees for my child."