"I spent the whole of the third transfer to plaster my house since l have been longing to stay in neat plastered house like other people, this is also the easiest way of maintaining it."

"I spent most of the third transfer to buy building materials as l am planning to build a spacious house since l am staying in a very small house where l am not comfortable. The remaining balance l spent to start cattle farming so l bought three goats and one sheep."

"I spent most of the third transfer to buy two cow bulls for farming this will save me from hiring people's cows to work on my farm as l used to do before. I also spent the transfer to pay school fee for my children who are in private primary school. The remaining balance l spent to buy music system."

"I spent the whole of the third transfer to build a spacious comfortable house since l was staying in a very small house where l was squeezing myself with my family being that l have a large family."

"The biggest hardship i have faced in life is loosing my wife after giving birth."

"The biggest hardship I had faced in my life was the difficulty in paying my school fees. This situation forced me to drop out of school at class eight level hence limiting me from achieving my ambition of becoming an engineer."

"The biggest hardship I face is inability to provide basic needs such as food to my family members. My husband is a motorist although he does not own a motorcycle. He therefore, works for a friend for a little and unsatisfactory wages. "

"Receiving this money is like an answered prayer to me. I have been burdened to take care of my children after the demise of my husband. This transfer is therefore a sigh of relief from my burden."

"The biggest hardship I am facing in life is lack of self-owned land. It has been a great challenge to us in settling as we are frequently evicted by land owners as they wish. "

"My children got dresses up in good clothes and shoes they had never put on shoes in their entire life. As a family wee were unhappy because casual jobs left me stressed up and fatigued. I am really happy we have enough food and joy is back in our family."