"I spent the whole of the third transfer to buy secondhand motorcycle, which my spouse is now using to carry people from one place to another to get money for our daily use, l no longer got to bed without as before. "

"I spent most of the third transfer to pay school fee arrears for my children who are in secondaryand primary school. The remaining balance l spent to buy cupboard for me to have a place where l can keep my utensils safely."

"I spent most of the third transfer to start poultry farming which is doing very well now, because l can get my daily income from it, the remaining balance l spent to start business of secondhand shoes. "

"I spent most of the third transfer to buy building materials as l am planning to build ironroofed house since l am staying in thatched house where l am not comfortable. The remaining balance l spent to pay school arrears for my child who is in secondary school."

"I spent the whole of the third transfer to pay college fee and secondary school fee for my children after they were almost dropping out of school because of the arrears."

"I expect my life to change in the next six months is that, I will have built my house hence I will no longer stay in my uncle's kitchen."

"I have no new goals"

"Receiving this money is great news to me because I am planning to use part of the money to buy a cow. I will also finish constructing my house and the remaining amount shall be used in buying more stock for my mitumba (second-hand cloth) business."

"The biggest hardship I have faced in life is lack of a source of income that will help me feed my children.The climate in this area is not favourable for growing crops and to add on that is the crop diseases that does not favour crop growing.Getting capital to start a business;which I think is the solution , has been very difficult.I really wish I had a business of my own."

"By then I shall have finished plastering my house. I am also planning to buy livestock which I will rear to earn my family some income during emergencies.."