"The biggest hardship I have faced in my life was being unable to attend school like my age mates. My parents could not afford to pay my school fees, I had to drop out of school and start doing odd jobs. This has really affected my living standards. "

"Receiving this money means improved living standards for my household. I would like to spend the transfer on construction of a new house. My current house is leaky and uncomfortable during rainy season."

"Receiving this money means a change in my life. I am planning to start a business of selling grains and this will help me to meet my daily needs. "

"Receiving this money means relief from stress and worries in life. I would like to construct a new house that is modern and spacious. My current house is profusely leaking and small in size."

"Receiving this money means that I can buy timber, iron roofing sheets, nails,cement and sand which I will use to build a safer house. My current house is dilapidated and it may soon collapse rendering me homeless."

"The biggest hardship I have faced is providing food since we are old and can not cultivate enough food and also falling sick most of the time because of old age."

"The biggest hardship i have faced in my life is poor feeding and bedings."

"My biggest hardship is lack of enough money to cater for my children's medical bills."

"Receiving this money means that, i will be able to fulfil my traditional marriage plans. This is because this money will enable me buy dowry for my in-laws hence adding a new member for my household."

"I will buy Cattle and land"