"I spent my money on building a decent three roomed house and now I have a peace of mind which I didn't have when I was staying in a leaky grassed thatched house ."

"I spent most of the third transfer to buy two cow bulls for farming this will save me from hiring people's cows to work on my farm. The remaining balance l am planning to build a home of my own since l am staying at my in-laws home where l am not free to do my development."

"Receiving this money means that I will add stock to our shop and even expand it to attract more customers.I am so happy about this."

"The biggest hardship I have faced in my life was five years ago when we harvested barely anything from our farms.This was as a result of a crop disease.We had no money to buy food and I had five children to feed.We had to forego or even skip some of the meals."

"The biggest hardship which I face is poverty caused by the death of my spouse."

"I had a childhood dream of one day becoming a lecturer but unfortunately this dream was short-lived due to my parent's inability to pay for my school fees. As a result, I had to drop out of school and started engaging myself in casual labour to atleast help my parents in catering for my younger siblings. Getting a good job has been very difficult due to my level of education and this for me is the biggest hardship I have ever experienced. "

"The biggest hardship which I face in my life is frequent sickness which takes a lot of money interms of treatment "

"I will use it for building an improved house "

"Receiving this money means a transformation of my entire life.With these transfers I am going to buy a sewing machine,from the proceeds of this business I am going to meet my family's daily needs."

"I do not have any new goal."