"The biggest hardship i have faced in my life is the poor harvests we get from our farm. Due to the previous drought which was followed by heavy rainfall, we barely harvested anything in our farm which has forced us to spend most of our money in buying food."

"The biggest hardship which I face in my life is frequent falling sick of my children. which consumes a lot of money during treatment time."

"Receiving this money means completing my house ."

"The biggest hardship I am facing in life is unreliable source of income. I am unable to feed my children on balanced diet and meet their education needs. They have missed most of the lessons and exams because I lacked money to meet the needs."

"Receiving this money is an exciting opportunity for me.I am going to use the transfers to expand my business thus a constant source of income."

"Receiving this money means my children are going to be healthy. I plan to buy cement and sand for plastering my house. My children often suffer from flu and cold due to dusty environment. "

"Receiving this money means buying houshold items for my house and house improvement. "

"Receiving this money means investing in the future of my children since i intend to use it for paying their school fees."

"Receiving this money means building a comfortable shelter for my household. I intend to use this money to construct an iron roof house that will provide shelter and also beautify my compound."

"Receiving this money means to buy oxen and ox- plough. I will be ploughing my gardens to plant crops with the oxen hence increasing on food availability for the family."